102.9
Revenue$M
152.0
159.0
167.7
171.8
176.7
181.0
185.8
196.8
210.6
223.8
114.0
4.84%
4.26%
41
20.13
Revenue growth%
3.00
0.74
2.39
2.52
0.46
2.57
2.72
3.92
4.52
5.51
21.13
3.92
2.65
6
7.96
NIM%
23.50
21.56
20.60
18.27
16.65
15.40
17.51
20.32
22.19
25.16
10.17
20.32
20.46
32
3.49
Effic. R.%
15.07
14.76
12.12
15.04
14.31
12.08
12.67
9.88
12.46
12.67
3.01
12.46
12.67
21
18.92
Net margin%
16.41
16.12
14.37
13.88
11.99
14.23
14.26
16.05
15.35
13.41
14.06
14.26
14.32
66
6.419
P/E ratio (avg)x
33.28
34.00
37.97
37.47
38.86
36.40
41.55
43.83
46.70
49.51
30.51
43.83
38.42
70
23.61
P/TBVx
12.18
13.87
13.97
16.18
16.46
19.32
21.76
24.32
24.64
24.28
34.07
24.28
17.89
58
14.13
P/Bx
9.852
9.186
8.394
8.121
7.892
8.344
7.988
8.912
8.112
8.131
9.691
8.131
8.237
65
17.01
NII$M
86.55
89.53
94.96
98.23
101.2
102.7
105.7
114.6
118.9
129.7
121.4
5.08%
4.40%
—
24.55
NII grth%
31.78
34.12
32.49
35.47
34.69
33.23
33.94
32.17
33.82
36.71
17.20
33.82
33.88
35
21.45
ROTE%
24.92
24.79
22.81
25.50
28.40
31.03
31.87
34.45
32.09
32.78
2.56
32.09
29.71
88
22.41
Return on equity%
9.89
10.68
13.04
11.17
9.57
10.10
9.69
9.13
10.10
12.51
14.78
10.10
10.10
71
28.05
Return on assets%
22.54
21.61
19.03
17.35
16.69
15.65
13.93
11.11
9.89
11.82
29.77
11.82
16.17
33
2.95
EPS$
2.15
1.92
2.11
1.96
1.81
1.70
1.72
1.73
1.71
1.49
3.23
(3.91%)
(2.75%)
—
24.42
EPS growth%
13.23
10.30
12.81
11.23
12.74
14.57
15.38
16.39
18.91
19.27
16.82
16.39
13.90
90
7.19
Bookvalue per sh$
11.66
11.89
12.16
12.48
13.92
14.18
16.44
16.28
16.73
16.09
5.77
2.94%
4.45%
—
5.86
TBV/sh$
5.02
4.84
4.58
5.08
4.87
4.78
4.84
5.17
5.37
5.19
3.04
1.29%
0.01%
—
7.75
Dividend per sh$
10.69
10.68
11.30
12.05
14.04
15.46
15.77
16.34
16.29
18.16
5.89
5.28%
5.52%
—
20.99
Div yield (avg)%
15.95
18.71
19.27
22.10
23.86
23.18
24.54
25.67
28.25
31.04
2.30
25.67
23.52
55
13.69
Payout ratio%
4.03
4.49
3.04
2.05
0.83
2.90
2.95
3.44
2.78
1.57
10.44
2.90
2.93
75
18.18
Shares (diluted)M
18.69
18.19
19.53
19.31
20.90
23.34
25.13
25.74
28.92
30.34
18.27
7.74%
5.23%
66
7.54
Buyback yield%
18.52
17.18
17.14
17.25
15.57
16.58
13.65
14.93
17.29
16.42
7.74
16.42
16.86
73
85.86
Eq/Assets%
141.55
141.59
125.14
115.78
111.77
113.39
107.08
96.04
88.00
97.23
15.29
97.23
112.58
77
0.133
Assets$B
0.752
0.858
0.902
1.022
1.087
1.185
1.267
1.359
1.534
1.633
0.165
8.48%
8.67%
48
184.3
LT debt$M
20.84
21.69
22.62
21.25
20.16
17.79
16.75
15.92
15.09
15.10
154.2
(5.62%)
(4.10%)
33
Total assets
$1.633B
8.67%
1.51×
Revenue
$223.8M
4.26%
1.00×
Non-interest expense
$111.2M
4.39%
1.01×
Net interest income
57.96%
Non-interest income
42.04%