156.8
Revenue$M
229.5
237.4
246.3
257.7
266.9
273.2
285.9
297.2
309.7
326.5
170.4
4.11%
3.84%
86
9.74
Revenue growth%
30.02
27.41
25.99
26.89
25.02
24.85
24.70
22.24
24.45
24.96
12.24
24.70
24.99
73
13.25
NIM%
0.83
3.77
5.67
3.67
4.87
3.13
1.18
0.42
0.40
0.40
6.41
0.42
2.15
46
3.83
Effic. R.%
16.01
14.50
12.17
13.03
10.67
7.91
5.38
4.57
4.64
2.69
3.73
4.64
9.29
91
18.70
Net margin%
24.85
26.75
24.46
23.10
23.33
23.64
24.76
24.06
26.85
27.44
26.23
24.76
24.61
69
30.96
P/E ratio (avg)x
11.60
12.03
13.14
12.84
11.73
12.33
12.58
12.99
13.58
15.31
9.245
12.99
12.71
13
18.75
P/TBVx
24.71
22.97
25.67
23.50
25.36
26.31
28.93
29.30
26.76
28.70
21.86
28.70
25.99
8
27.65
P/Bx
30.58
31.98
32.39
31.20
32.33
32.19
29.96
27.85
24.11
25.02
35.14
27.85
30.89
80
45.44
NII$M
163.8
172.6
176.0
184.1
194.2
198.7
203.5
211.0
222.2
237.3
235.8
4.10%
3.95%
—
17.99
NII grth%
10.94
10.25
8.19
10.98
10.07
9.98
9.75
12.33
10.06
10.72
22.52
10.06
10.16
6
28.06
ROTE%
33.11
33.08
32.73
33.40
34.38
35.69
34.12
34.79
37.06
34.50
19.65
34.79
34.25
94
17.55
Return on equity%
12.55
12.87
12.41
15.30
12.41
10.55
7.66
8.54
7.88
5.94
10.68
7.88
11.48
68
20.65
Return on assets%
15.27
15.18
13.35
15.85
18.12
19.18
16.85
17.33
17.44
16.71
8.18
17.33
16.78
82
1.95
EPS$
1.23
1.42
1.50
1.51
1.75
2.03
2.39
2.70
2.86
2.84
2.01
10.08%
9.74%
—
11.80
EPS growth%
3.36
3.88
6.55
6.47
8.99
11.31
12.87
11.90
10.35
12.39
16.48
11.90
9.67
66
2.49
Bookvalue per sh$
3.47
3.48
3.66
4.05
4.06
4.33
4.40
4.43
5.01
5.81
2.97
7.41%
5.98%
—
3.59
TBV/sh$
6.06
6.64
6.89
7.15
7.54
7.91
8.74
9.19
9.19
10.57
2.37
6.99%
7.20%
—
3.67
Dividend per sh$
2.87
2.91
3.26
3.58
3.57
4.16
4.15
4.76
4.61
4.81
4.45
6.12%
5.80%
—
20.81
Div yield (avg)%
9.90
7.01
5.29
4.16
2.35
0.40
0.40
1.30
0.87
1.62
22.82
0.87
1.99
27
3.75
Payout ratio%
14.95
16.94
15.34
13.07
14.37
12.72
10.39
9.90
10.10
10.48
25.58
10.39
12.89
35
32.14
Shares (diluted)M
26.49
23.96
23.28
23.84
24.12
25.29
26.08
23.54
22.41
24.57
32.80
0.37%
(1.55%)
27
8.33
Buyback yield%
18.94
17.11
15.29
14.70
12.68
11.94
11.97
14.30
12.39
12.54
14.06
12.39
13.49
71
128.49
Eq/Assets%
82.46
74.53
65.66
60.72
61.10
52.10
54.39
56.55
48.95
52.28
64.96
52.28
58.64
59
0.027
Assets$B
1.201
1.278
1.384
1.565
1.693
1.905
2.111
2.373
2.516
2.758
0.145
10.25%
9.30%
77
116.4
LT debt$M
247.2
258.7
289.4
317.5
323.5
364.6
348.7
363.9
329.1
347.2
11.95
1.42%
2.94%
52
Total assets
$2.758B
9.30%
1.67×
Revenue
$326.5M
3.84%
1.00×
Non-interest expense
$168.6M
3.83%
1.00×
Net interest income
72.67%
Non-interest income
27.33%