8.015
RevenueKD M
121.0
124.9
124.9
128.1
127.2
129.6
129.7
131.1
134.6
134.6
8.431
1.14%
0.95%
24
19.17
Revenue growth%
25.12
24.31
21.74
21.24
22.00
20.62
23.47
21.14
22.60
21.30
21.48
21.30
21.87
90
29.04
Combined R.%
83.72
83.87
85.22
84.48
83.68
83.87
84.10
85.03
83.93
83.90
24.63
83.93
83.92
80
17.88
Operating margin%
7.53
6.66
4.45
2.73
3.27
1.68
4.28
4.76
3.46
3.08
10.80
3.46
3.87
23
12.26
Net margin%
8.06
10.81
12.59
13.25
14.73
12.28
9.41
10.36
10.97
8.36
17.16
10.36
10.89
44
6.784
P/E ratio (avg)x
12.89
12.80
14.97
16.47
16.08
17.50
17.11
16.92
17.47
19.65
37.71
17.47
16.69
15
10.74
P/TBVx
16.62
16.49
15.97
15.50
16.87
14.47
12.31
11.51
12.19
12.49
15.13
12.31
14.99
28
22.98
P/Bx
41.26
40.42
42.66
42.46
49.24
57.01
62.34
71.38
66.45
65.32
28.91
65.32
53.13
57
23.20
Prem. grth%
4.33
6.95
9.59
6.62
6.77
7.14
9.41
11.10
8.35
7.89
27.03
8.35
7.51
51
7.12
Invest. yld%
23.66
26.39
26.29
28.81
29.08
29.68
28.91
30.07
28.77
28.03
3.06
28.91
28.79
14
11.01
BVPS grth%
27.95
30.58
29.41
28.82
29.04
29.34
28.19
25.26
24.63
27.22
3.21
27.22
28.50
56
16.69
Return on equity%
26.59
29.37
31.83
29.10
31.70
34.43
37.34
36.45
35.54
34.71
4.33
35.54
33.13
60
9.17
Return on assets%
5.24
4.59
2.69
0.45
0.40
3.38
1.10
2.22
0.40
2.54
19.82
2.22
2.38
66
0.20
EPSKD
0.05
0.06
0.06
0.07
0.07
0.08
0.10
0.09
0.10
0.10
0.22
5.89%
7.04%
—
10.66
EPS growth%
14.02
11.28
12.84
14.75
11.85
12.90
10.29
7.83
6.51
8.93
9.13
8.93
11.57
21
0.14
Bookvalue per shKD
0.24
0.26
0.27
0.31
0.32
0.32
0.33
0.39
0.43
0.49
0.22
9.20%
7.80%
—
0.23
TBV/shKD
0.05
0.05
0.06
0.07
0.07
0.08
0.08
0.10
0.11
0.13
0.12
12.15%
9.43%
—
0.23
Dividend per shKD
0.42
0.46
0.52
0.54
0.61
0.63
0.67
0.75
0.90
1.05
0.19
11.31%
11.54%
—
12.63
Div yield (avg)%
26.20
27.13
27.43
25.80
24.17
27.13
25.79
28.31
29.57
28.29
21.42
28.29
27.13
69
25.43
Payout ratio%
16.04
17.81
14.98
15.48
13.35
10.68
11.20
12.62
15.41
17.19
18.70
12.62
15.20
91
279.6
Shares (diluted)M
263.9
275.1
259.7
273.6
265.7
275.0
270.9
251.0
249.5
231.8
287.0
(2.69%)
(1.76%)
69
20.18
Buyback yield%
11.38
8.75
8.78
9.98
7.50
10.18
12.29
9.79
11.93
12.33
29.01
11.93
10.08
81
0.838
D/E ratiox
1.381
1.413
1.519
1.458
1.668
1.757
2.004
2.088
2.052
2.313
1.226
2.052
1.713
92
76.16
AssetsKD M
481.9
519.1
556.7
585.4
617.9
652.4
741.0
778.9
876.1
906.9
100.8
7.98%
7.57%
93
96.36
LT debtKD M
109.3
116.3
137.4
147.7
175.5
207.6
236.9
264.3
305.8
309.4
11.15
12.01%
12.17%
77
Claims and benefits
0.80%
0.99×