15.66
RevenueRM B
24.09
24.48
25.57
26.31
27.16
28.79
29.85
31.19
32.87
33.36
17.06
4.19%
3.62%
50
13.66
Revenue growth%
16.19
13.72
13.36
11.74
10.44
12.97
13.53
12.34
10.58
11.38
15.48
12.34
12.66
69
18.04
NIM%
19.82
19.15
16.40
14.86
15.89
17.35
18.40
19.73
19.51
18.52
29.33
18.52
18.46
16
10.99
Effic. R.%
29.81
27.08
29.02
28.45
29.10
27.21
24.26
25.64
25.02
27.79
18.27
25.64
27.50
54
3.20
Net margin%
2.66
3.67
2.60
1.68
3.06
0.40
0.40
0.82
0.40
0.40
26.82
0.40
1.25
21
9.563
P/E ratio (avg)x
51.58
48.35
48.56
55.01
51.80
56.85
53.43
52.30
60.70
60.81
37.53
56.85
52.86
24
9.584
P/TBVx
28.28
32.24
32.85
32.58
31.49
35.48
35.76
34.67
35.05
34.20
31.81
35.05
33.53
26
19.76
P/Bx
52.01
58.60
63.65
62.89
69.99
77.05
85.96
92.91
85.27
81.19
8.299
85.27
73.52
38
28.76
NIIRM B
19.10
19.31
20.38
20.74
21.70
22.65
23.53
24.62
26.05
26.83
22.10
4.34%
3.74%
—
8.54
NII grth%
8.57
10.26
12.39
15.01
15.63
14.07
12.95
11.50
14.10
11.80
2.07
12.95
12.67
42
9.42
ROTE%
15.00
12.96
11.13
12.74
10.03
10.02
10.26
13.01
14.57
14.69
6.04
13.01
12.85
88
20.04
Return on equity%
25.97
23.50
25.17
28.17
29.92
28.71
27.00
29.85
28.35
28.27
27.14
28.35
28.22
79
13.32
Return on assets%
17.38
16.47
19.10
19.49
22.45
21.92
21.31
19.40
18.76
18.49
11.78
19.40
19.25
35
0.80
EPSRM
0.38
0.40
0.44
0.47
0.48
0.47
0.47
0.49
0.45
0.51
0.87
0.87%
3.95%
—
14.98
EPS growth%
12.12
12.94
13.58
15.90
15.00
14.84
12.38
15.34
15.51
16.82
15.67
15.34
14.92
56
0.81
Bookvalue per shRM
1.03
1.11
1.28
1.24
1.40
1.40
1.37
1.42
1.67
1.92
0.53
6.50%
7.14%
—
0.28
TBV/shRM
0.70
0.76
0.69
0.73
0.67
0.66
0.67
0.62
0.61
0.65
0.26
(0.81%)
(0.96%)
—
0.13
Dividend per shRM
0.16
0.16
0.15
0.16
0.16
0.16
0.19
0.21
0.22
0.24
0.13
8.17%
4.47%
—
22.01
Div yield (avg)%
28.16
30.90
32.65
32.87
33.71
32.02
29.32
27.99
28.51
27.36
19.67
28.51
30.11
60
14.22
Payout ratio%
29.95
28.32
29.36
29.01
30.59
30.36
30.80
28.00
26.56
25.00
19.92
28.00
29.18
79
19.42
Shares (diluted)B
21.44
18.95
17.77
18.38
17.43
16.16
16.24
15.44
15.86
14.82
18.97
(3.19%)
(3.81%)
49
20.34
Buyback yield%
22.49
20.10
17.55
18.09
19.17
21.67
19.85
20.75
23.02
23.65
29.13
21.67
20.43
50
67.22
Eq/Assets%
83.26
93.98
90.33
92.28
97.45
97.57
94.81
97.21
101.15
114.96
40.02
97.57
96.01
45
2.780
AssetsRM B
86.83
97.78
106.1
118.2
127.2
139.1
145.0
156.0
176.9
182.7
26.86
7.50%
8.58%
25
30.29
LT debtRM B
46.38
49.46
48.22
54.70
56.69
59.11
71.56
69.96
72.12
79.47
27.83
6.99%
5.46%
37
Non-interest expense
3.55%
0.99×
Net interest income
80.42%
Non-interest income
19.58%