5.198
RevenueRM B
21.00
20.74
20.45
20.53
20.73
20.45
19.96
20.30
19.85
20.07
5.377
(0.65%)
(0.34%)
27
15.70
Revenue growth%
1.52
3.11
4.23
5.43
7.09
9.58
9.37
10.08
12.07
10.44
27.23
10.08
8.23
32
26.06
NIM%
25.47
28.39
28.19
30.55
30.96
32.06
29.90
30.24
31.60
34.07
4.75
31.60
30.40
75
16.38
Effic. R.%
10.71
13.55
11.99
9.96
9.31
8.01
9.71
7.16
4.26
4.20
2.67
7.16
9.51
71
16.71
Net margin%
30.21
31.83
31.47
28.69
31.62
30.20
30.06
28.24
28.63
27.25
15.97
28.63
30.13
94
13.01
P/E ratio (avg)x
20.51
20.04
23.52
26.70
25.44
24.69
28.60
29.15
31.54
34.36
8.698
29.15
26.07
22
34.25
P/TBVx
56.04
59.65
59.85
58.43
66.25
77.09
86.41
85.94
100.1
101.1
31.68
86.41
71.67
18
19.12
P/Bx
35.76
32.53
31.94
34.19
33.80
36.80
36.92
39.91
35.77
33.84
17.41
36.80
34.97
29
20.15
NIIRM B
11.95
11.63
11.83
11.58
11.78
11.72
11.29
11.48
11.39
11.21
8.741
(1.00%)
(0.51%)
—
10.58
NII grth%
7.67
6.51
6.10
5.44
4.95
1.99
1.58
0.40
2.77
4.25
3.00
1.99
4.60
65
6.65
ROTE%
9.28
10.57
8.63
9.05
6.36
6.66
4.23
4.19
3.76
3.87
22.90
4.19
6.51
20
18.64
Return on equity%
16.49
17.74
19.29
16.34
18.66
16.53
16.18
18.93
17.41
20.00
24.93
17.41
17.58
6
3.68
Return on assets%
21.93
24.23
21.48
22.80
22.22
24.78
26.94
25.69
26.72
27.41
21.29
26.72
24.50
10
0.25
EPSRM
0.92
0.97
0.99
0.95
0.96
0.94
0.90
0.84
0.81
0.77
0.28
(4.26%)
(0.31%)
—
9.17
EPS growth%
15.83
14.37
15.70
16.93
16.60
19.04
17.04
14.88
13.63
12.30
12.58
14.88
15.76
42
0.36
Bookvalue per shRM
0.37
0.40
0.34
0.32
0.29
0.26
0.23
0.23
0.25
0.25
0.15
(3.20%)
(4.94%)
—
0.53
TBV/shRM
0.36
0.42
0.48
0.56
0.54
0.64
0.65
0.73
0.87
0.86
0.31
10.04%
8.90%
—
0.48
Dividend per shRM
0.35
0.40
0.36
0.37
0.37
0.40
0.38
0.37
0.36
0.33
0.82
(2.24%)
0.02%
—
26.71
Div yield (avg)%
13.76
16.39
15.40
16.76
15.95
13.05
10.77
11.42
11.72
9.63
27.95
11.42
13.40
59
20.36
Payout ratio%
6.45
6.30
3.84
3.51
6.43
8.26
8.49
11.10
13.61
12.91
24.25
11.10
7.35
9
11.00
Shares (diluted)B
15.40
16.67
19.42
23.01
25.16
27.35
27.30
30.50
33.06
34.64
10.47
6.60%
10.33%
85
29.15
Buyback yield%
9.26
10.20
9.14
8.73
9.98
7.37
6.35
9.04
11.68
11.61
24.14
9.04
9.20
7
86.46
Eq/Assets%
167.54
173.93
172.94
170.74
196.11
227.57
258.17
279.22
281.28
316.52
167.11
279.22
211.84
59
9.784
AssetsRM B
4.026
4.348
4.744
5.195
5.716
6.089
6.801
7.405
7.988
8.324
10.61
7.81%
8.22%
43
15.12
LT debtRM B
12.96
12.44
13.41
13.79
14.32
16.01
14.87
17.12
17.77
18.51
16.32
5.27%
4.74%
74
Non-interest expense
(0.52%)
0.98×
Net interest income
55.85%
Non-interest income
44.15%
Return on capital
183.43%