84.62
RevenueRp B
70.13
73.78
75.80
77.18
80.55
81.03
84.23
87.37
88.32
92.27
90.32
2.75%
3.26%
51
27.11
Revenue growth%
8.09
7.21
5.14
7.42
10.17
9.56
8.30
5.42
8.29
6.83
20.46
8.29
7.75
24
21.30
Combined R.%
77.57
78.39
78.06
77.57
78.40
76.93
79.30
78.52
77.34
78.85
19.30
78.52
78.23
59
21.41
Operating margin%
21.94
19.47
21.65
21.60
21.83
21.56
20.45
19.07
17.05
18.20
10.93
19.07
21.00
72
2.32
Net margin%
29.85
28.17
26.83
26.75
27.53
29.60
27.42
24.94
23.87
21.50
6.54
24.94
27.12
70
34.54
P/E ratio (avg)x
28.69
30.27
30.60
29.66
27.47
29.51
28.07
27.37
29.00
26.19
23.61
28.07
28.84
20
25.78
P/TBVx
39.94
41.70
48.80
49.70
56.39
64.39
66.08
68.00
76.96
80.02
8.326
68.00
60.39
91
20.33
P/Bx
43.54
47.43
55.50
56.67
56.19
62.85
71.21
76.69
84.32
83.69
17.09
76.69
59.76
62
14.86
Prem. grth%
5.14
4.09
4.02
2.00
3.19
5.66
4.57
3.59
1.76
1.76
3.57
3.59
3.80
59
19.15
Invest. yld%
5.60
5.80
8.77
10.70
10.81
8.83
7.95
8.11
6.59
9.58
18.04
8.11
8.44
27
28.78
BVPS grth%
22.51
23.68
23.33
20.56
20.40
20.06
22.12
23.04
23.02
21.05
27.57
22.12
22.32
42
12.69
Return on equity%
14.63
17.02
15.07
15.20
13.28
13.01
11.52
14.14
14.75
14.70
2.09
14.14
14.67
68
27.48
Return on assets%
3.38
5.98
7.44
8.42
5.65
2.85
3.31
2.55
1.27
0.40
3.73
2.55
3.35
38
19.75
EPSRp
27.85
28.55
29.60
34.54
35.12
33.59
35.36
38.34
36.01
39.59
21.36
2.42%
4.75%
—
26.87
EPS growth%
14.43
16.72
17.14
16.38
14.46
12.54
14.41
12.01
10.29
11.02
17.19
12.01
14.42
58
12.84
Bookvalue per shRp
32.27
38.92
42.96
44.17
49.13
50.57
54.96
58.59
60.18
68.65
12.22
6.92%
7.71%
—
3.95
TBV/shRp
9.73
10.29
11.36
12.09
12.38
14.34
15.64
17.65
20.54
21.53
17.03
11.69%
7.95%
—
10.22
Dividend per shRp
22.38
23.73
24.70
24.25
24.57
25.26
25.15
24.14
22.96
25.38
12.46
0.65%
1.81%
—
9.63
Div yield (avg)%
15.11
16.41
18.27
20.09
22.89
21.81
21.05
19.03
17.03
17.99
9.88
19.03
18.65
7
4.61
Payout ratio%
6.00
4.63
3.28
4.48
5.47
7.89
5.43
5.72
7.21
6.35
6.44
6.35
5.59
86
0.999
Shares (diluted)B
1.536
1.666
1.868
1.797
1.825
2.178
2.293
2.439
2.548
2.661
0.973
7.83%
5.81%
87
18.18
Buyback yield%
18.96
20.21
18.40
20.80
21.29
20.58
20.84
18.57
16.29
15.92
8.25
18.57
19.59
29
0.725
D/E ratiox
1.129
1.200
1.084
1.111
1.013
0.962
1.055
0.998
1.032
1.062
1.690
1.032
1.059
47
84.74
AssetsRp B
229.0
249.7
260.8
285.6
317.7
344.3
372.2
396.9
415.9
473.7
66.95
8.32%
8.78%
77
52.74
LT debtRp B
8.609
8.266
8.427
8.286
8.532
8.941
8.536
9.087
8.612
8.420
52.71
(0.27%)
(0.05%)
81
Claims and benefits
3.45%
1.02×