277.8
RevenueRp B
1,134
1,174
1,178
1,197
1,224
1,236
1,267
1,309
1,308
1,323
292.5
1.58%
1.89%
64
7.06
Revenue growth%
29.74
27.13
29.67
29.91
27.88
29.74
27.47
27.56
26.66
26.45
28.93
27.47
27.72
86
14.73
NIM%
10.53
10.43
12.36
10.11
9.61
7.76
8.59
6.30
4.86
2.87
22.41
6.30
9.10
35
18.55
Effic. R.%
19.66
16.96
18.91
18.48
20.95
23.59
25.80
28.69
30.98
28.67
13.23
28.67
22.27
28
14.00
Net margin%
0.40
1.07
3.91
5.04
4.92
5.98
3.22
1.89
3.76
1.11
11.33
3.22
3.49
46
29.31
P/E ratio (avg)x
25.42
25.04
27.69
30.15
31.95
32.08
36.30
40.40
44.47
50.20
20.22
40.40
32.02
83
24.97
P/TBVx
25.04
25.05
26.90
25.03
23.73
20.89
17.93
17.33
17.96
17.91
33.21
17.93
22.31
22
31.53
P/Bx
50.39
49.13
56.75
54.13
56.48
63.99
63.33
66.06
75.22
75.20
11.75
66.06
60.04
15
456.2
NIIRp B
850.2
872.3
877.4
889.2
918.7
926.1
942.0
975.2
968.5
996.6
673.8
1.64%
2.10%
—
11.79
NII grth%
12.34
15.21
15.87
13.22
12.79
9.95
8.85
8.48
9.49
6.66
16.07
8.85
11.15
56
13.32
ROTE%
10.12
9.87
12.10
14.27
14.90
15.29
17.12
20.11
19.39
18.77
12.74
18.77
15.09
72
23.18
Return on equity%
36.06
36.79
37.22
38.03
37.18
36.54
38.92
37.64
36.97
35.41
22.14
36.97
37.07
60
8.35
Return on assets%
15.62
16.04
15.00
13.01
13.35
14.43
14.09
14.62
13.59
14.01
5.44
14.09
14.26
26
14.76
EPSRp
34.81
34.43
35.20
36.34
36.18
36.66
33.64
31.75
32.76
35.34
15.81
(0.47%)
(0.20%)
—
6.30
EPS growth%
12.38
12.57
9.88
12.37
11.51
14.42
13.32
10.57
7.57
5.54
17.25
10.57
11.94
87
10.29
Bookvalue per shRp
59.40
62.04
67.87
64.68
60.30
67.32
69.90
71.45
76.13
73.09
46.89
3.92%
2.07%
—
37.84
TBV/shRp
49.05
45.68
43.44
49.44
51.58
51.97
52.35
52.97
59.96
62.03
49.24
3.76%
1.63%
—
40.11
Dividend per shRp
19.68
19.66
18.98
21.17
20.82
20.98
19.27
19.90
22.13
20.80
15.33
(0.02%)
0.83%
—
7.41
Div yield (avg)%
18.22
20.42
22.50
25.22
26.24
28.27
26.13
29.11
29.96
28.52
21.99
28.52
26.18
6
5.28
Payout ratio%
2.53
1.77
2.60
0.93
0.40
0.40
0.40
0.40
0.40
2.37
29.94
0.40
0.66
40
14.57
Shares (diluted)B
13.58
11.68
10.02
8.471
7.554
7.202
6.505
6.263
6.128
5.406
15.28
(6.47%)
(10.27%)
49
29.20
Buyback yield%
12.96
14.31
16.44
14.63
15.66
17.52
18.69
15.72
14.43
12.61
24.81
15.72
15.15
35
164.92
Eq/Assets%
55.77
56.45
60.97
71.92
86.68
93.57
95.85
98.57
110.74
113.20
47.38
98.57
90.13
33
83.62
AssetsRp B
1,223
1,328
1,441
1,481
1,645
1,762
1,829
2,010
2,272
2,431
988.4
8.13%
7.69%
20
167.8
LT debtRp B
1,026
982.0
1,151
1,258
1,227
1,371
1,326
1,399
1,344
1,588
78.29
5.30%
6.03%
35
Non-interest expense
1.90%
1.00×
Net interest income
75.33%
Non-interest income
24.67%