858.3
RevenueRp B
982.5
987.9
1,023
1,058
1,086
1,114
1,162
1,172
1,177
1,178
898.4
1.63%
1.83%
23
3.76
Revenue growth%
30.55
29.22
31.79
29.56
29.94
29.13
29.20
27.53
26.43
26.36
14.05
27.53
29.21
48
11.84
NIM%
5.70
8.54
7.83
8.02
5.53
3.31
2.62
5.37
2.97
3.68
9.18
3.31
5.45
26
24.49
Effic. R.%
21.49
18.75
18.64
20.95
23.80
21.20
19.48
17.58
18.17
20.92
16.36
19.48
20.20
56
29.63
Net margin%
17.15
17.45
15.54
17.46
16.82
18.97
17.22
16.26
18.77
16.12
2.08
17.22
17.19
67
17.08
P/E ratio (avg)x
28.51
31.34
34.42
31.87
30.85
32.52
31.45
29.69
30.43
27.26
34.49
30.43
31.09
72
35.72
P/TBVx
10.41
10.39
9.779
8.316
8.625
9.239
8.878
9.207
9.760
8.443
16.43
9.207
9.223
20
26.25
P/Bx
42.66
48.39
50.97
52.24
57.56
56.71
58.20
55.41
59.18
59.10
9.271
58.20
56.06
29
50.16
NIIRp B
759.1
758.9
790.7
808.6
827.5
857.6
898.6
889.3
891.4
912.5
897.7
1.98%
1.91%
—
17.40
NII grth%
20.07
21.41
24.32
26.88
26.76
25.99
24.62
22.74
24.03
21.37
14.08
24.03
24.18
70
14.17
ROTE%
25.90
26.96
26.40
28.89
26.97
29.22
27.29
25.69
26.62
23.78
13.24
26.62
26.79
58
28.00
Return on equity%
12.00
12.54
12.48
10.45
8.74
6.91
4.65
2.24
3.20
0.42
28.08
3.20
7.82
45
29.56
Return on assets%
5.27
6.04
5.72
5.17
6.38
5.04
6.64
4.01
3.21
0.46
8.70
4.01
5.22
75
17.05
EPSRp
12.62
11.70
11.46
11.42
10.41
11.54
10.07
10.93
11.52
11.05
17.89
1.20%
(0.53%)
—
2.02
EPS growth%
24.02
26.40
24.23
25.92
24.59
26.20
26.17
23.72
21.32
21.15
27.13
23.72
24.41
46
34.98
Bookvalue per shRp
37.89
35.55
36.15
37.67
38.32
38.61
43.49
48.85
50.38
54.80
42.51
7.41%
4.77%
—
16.84
TBV/shRp
12.41
14.69
14.44
14.24
15.58
15.98
18.30
21.93
24.07
28.75
30.59
13.04%
10.79%
—
29.33
Dividend per shRp
8.97
9.50
9.85
8.88
8.32
7.62
7.48
7.04
7.38
7.07
28.20
(3.22%)
(2.07%)
—
7.11
Div yield (avg)%
10.41
7.98
6.12
5.75
5.74
4.80
3.40
6.30
3.43
0.85
10.99
3.43
5.75
43
14.73
Payout ratio%
20.43
19.96
20.97
21.03
22.82
20.55
21.33
20.91
19.96
21.10
5.25
20.91
20.94
29
13.73
Shares (diluted)B
10.63
10.27
9.575
9.245
9.041
9.027
8.729
9.136
8.167
7.708
13.93
(3.14%)
(4.15%)
31
4.10
Buyback yield%
34.80
32.71
31.32
33.10
35.12
35.05
37.04
37.97
40.91
40.67
12.28
37.97
35.08
82
138.82
Eq/Assets%
78.96
68.12
58.88
61.11
66.39
62.17
59.28
55.47
51.39
54.41
77.36
55.47
60.20
56
575.5
AssetsRp B
2,792
2,892
3,157
3,558
3,869
4,344
4,559
5,020
5,168
5,537
730.0
7.44%
8.43%
73
537.3
LT debtRp B
769.9
751.4
740.0
652.0
686.6
620.5
685.4
714.5
676.0
696.4
1,176
0.29%
(0.94%)
63
Non-interest expense
1.99%
1.02×
Net interest income
77.45%
Non-interest income
22.55%