5.208
Revenuekr B
6.473
6.908
7.433
7.834
8.430
8.916
9.426
10.32
11.10
12.08
5.509
7.46%
7.34%
64
21.77
Revenue growth%
29.91
32.46
35.33
38.12
38.62
38.51
35.67
33.57
35.07
37.89
5.17
35.67
35.50
46
20.50
Combined R.%
85.18
85.22
85.39
85.49
85.66
85.53
85.62
85.58
87.08
86.48
20.98
85.62
85.56
81
12.69
Operating margin%
28.02
30.79
30.70
28.15
29.02
27.44
24.64
25.41
23.93
26.58
23.59
25.41
27.73
54
9.04
Net margin%
10.49
12.46
9.58
7.18
7.00
6.66
5.42
5.18
7.47
9.89
10.50
6.66
7.33
32
11.11
P/E ratio (avg)x
45.38
42.55
44.52
47.59
49.78
49.79
49.34
49.37
55.72
62.77
37.41
49.79
49.35
28
34.88
P/TBVx
31.07
28.04
25.14
22.60
22.74
24.30
24.52
25.93
26.91
26.06
26.04
25.93
25.54
27
33.13
P/Bx
23.00
23.94
23.65
24.06
26.39
25.42
26.36
25.19
26.00
24.05
9.179
25.42
24.63
89
26.98
Prem. grth%
1.56
0.40
2.85
4.33
1.43
0.80
1.99
2.61
3.94
0.95
16.92
1.99
1.77
94
17.88
Invest. yld%
14.09
13.37
12.02
9.21
7.72
7.31
7.98
8.01
6.94
4.49
19.61
7.31
8.00
38
26.49
BVPS grth%
30.44
31.79
33.56
31.80
33.13
31.28
28.59
28.36
25.51
28.21
16.79
28.36
30.86
22
23.21
Return on equity%
8.24
8.64
9.48
9.22
11.59
10.65
11.76
8.90
7.35
5.17
5.61
8.90
9.06
26
4.00
Return on assets%
18.78
19.84
20.32
21.53
19.27
20.34
21.69
22.15
21.29
19.18
12.01
21.29
20.33
36
1.71
EPSkr
0.31
0.33
0.31
0.30
0.26
0.25
0.26
0.24
0.26
0.28
1.78
1.57%
(2.11%)
—
15.16
EPS growth%
4.76
3.94
4.78
1.82
1.44
3.42
3.01
5.03
2.17
3.81
25.82
3.42
3.62
71
0.51
Bookvalue per shkr
0.58
0.57
0.54
0.53
0.52
0.59
0.62
0.70
0.73
0.74
0.82
7.24%
2.71%
—
0.77
TBV/shkr
1.40
1.48
1.45
1.45
1.59
1.48
1.62
1.58
1.79
1.72
1.50
1.58%
3.29%
—
1.26
Dividend per shkr
1.51
1.46
1.41
1.38
1.41
1.48
1.65
1.90
1.88
1.95
0.42
6.67%
3.97%
—
7.37
Div yield (avg)%
20.77
22.19
23.03
24.75
26.20
26.86
24.08
23.77
25.60
26.52
7.97
25.60
24.41
72
6.77
Payout ratio%
11.21
13.94
14.00
16.18
18.09
16.43
13.64
13.12
11.72
9.10
13.96
13.12
13.79
25
1.817
Shares (diluted)B
2.786
3.083
3.466
4.031
4.329
4.850
5.788
6.500
7.186
8.566
1.852
14.62%
13.97%
70
18.57
Buyback yield%
19.21
20.94
21.04
23.87
24.75
23.03
22.24
24.32
23.71
25.33
18.01
23.71
23.37
19
1.477
D/E ratiox
1.280
1.433
1.608
1.620
1.505
1.544
1.569
1.489
1.675
1.821
1.522
1.569
1.557
53
10.69
Assetskr B
18.40
20.48
22.08
24.16
26.81
27.69
29.82
33.07
35.28
37.75
2.909
7.08%
8.56%
50
3.728
LT debtkr B
3.416
3.415
3.506
3.208
3.381
3.562
3.591
3.527
3.810
3.780
11.96
2.26%
(0.16%)
30
Claims and benefits
7.53%
1.02×