43.89
Revenue$B
373.1
403.7
440.8
461.8
493.0
538.6
568.4
607.6
650.9
707.3
45.72
7.49%
7.59%
16
4.94
Revenue growth%
8.91
9.91
12.34
14.07
15.46
17.53
19.34
16.95
15.18
15.00
6.72
16.95
15.09
23
5.75
NIM%
23.00
21.06
23.35
21.94
20.26
17.97
19.14
20.87
20.52
18.56
19.13
19.14
20.70
87
23.70
Effic. R.%
14.27
14.88
12.06
11.78
14.21
12.46
11.36
12.82
10.65
9.23
3.69
11.36
12.26
63
29.11
Net margin%
26.73
24.87
25.63
24.99
22.75
21.29
19.89
18.59
17.66
18.63
28.83
18.63
22.02
9
20.42
P/E ratio (avg)x
20.44
20.56
19.80
19.71
18.84
18.04
16.02
16.07
15.26
16.36
17.97
16.07
18.44
26
17.32
P/TBVx
25.08
25.63
28.31
32.15
33.79
37.45
41.48
44.61
51.01
48.81
17.49
44.61
35.62
23
20.43
P/Bx
28.82
29.77
28.42
27.83
26.71
25.85
27.83
29.67
27.08
23.95
13.46
27.08
27.83
72
342.8
NII$B
266.4
292.8
320.1
331.6
358.9
393.1
406.6
440.0
473.9
516.9
399.0
7.57%
7.66%
—
20.63
NII grth%
30.30
33.22
35.92
35.01
37.16
35.86
37.23
34.32
37.02
38.53
16.43
37.02
35.89
91
14.84
ROTE%
3.59
2.10
2.36
2.85
0.63
3.44
4.59
4.94
7.05
4.24
16.68
4.59
3.51
70
20.55
Return on equity%
8.59
5.89
7.40
8.89
10.75
9.33
11.87
13.52
15.54
17.00
23.13
13.52
10.04
79
20.64
Return on assets%
21.20
20.96
18.04
19.22
21.02
23.49
25.25
23.12
23.75
26.25
3.65
23.75
22.16
14
62.72
EPS$
18.58
20.62
23.32
22.42
22.23
24.33
28.31
31.36
34.29
37.00
69.67
10.73%
7.43%
—
20.09
EPS growth%
22.01
24.35
22.80
25.68
23.89
26.47
24.48
26.23
27.09
25.94
23.71
26.23
25.08
55
40.08
Bookvalue per sh$
59.43
67.54
75.87
74.65
81.14
86.13
91.84
89.56
104.33
102.31
54.30
4.75%
7.25%
—
25.76
TBV/sh$
57.10
62.25
65.66
68.53
68.75
71.94
75.44
79.81
79.06
74.40
20.90
1.59%
3.12%
—
69.82
Dividend per sh$
52.46
58.18
55.27
52.63
61.04
63.84
64.71
63.30
68.22
78.63
54.51
5.20%
3.87%
—
3.21
Div yield (avg)%
14.17
15.71
14.82
17.22
16.79
19.38
21.95
22.39
22.01
21.68
2.62
21.95
18.30
64
10.92
Payout ratio%
32.11
35.04
36.27
33.87
35.34
38.16
38.79
38.40
37.86
35.49
2.38
38.16
35.88
94
12.57
Shares (diluted)B
10.40
11.36
10.12
9.123
9.509
10.29
10.66
10.94
10.62
9.554
12.43
0.10%
(1.29%)
68
21.11
Buyback yield%
25.36
27.74
26.99
26.11
24.28
25.10
27.48
29.08
30.40
32.73
14.16
29.08
27.23
49
94.26
Eq/Assets%
156.51
177.63
179.89
185.09
202.82
209.76
238.16
217.41
242.05
241.49
146.18
238.16
206.29
70
590.3
Assets$B
1,601
1,751
1,871
1,949
2,159
2,286
2,433
2,678
2,911
3,197
520.0
8.16%
7.66%
88
104.8
LT debt$B
100.0
110.8
121.3
119.0
134.5
128.5
117.4
122.2
135.2
142.5
760.0
1.16%
2.80%
41
Total assets
$3.197T
7.66%
1.01×
Revenue
$707.3B
7.59%
1.00×
Non-interest expense
$317.4B
7.33%
0.98×
Net interest income
73.08%
Non-interest income
26.92%