882.0
Revenue$B
512.3
531.8
562.0
571.4
596.5
625.2
644.6
656.6
666.2
675.2
955.4
2.51%
3.16%
83
18.28
Revenue growth%
16.35
18.95
17.74
17.23
15.72
17.23
19.63
18.18
18.91
20.79
23.45
18.91
17.96
38
16.68
NIM%
24.78
23.12
25.99
26.51
27.03
24.20
23.56
25.78
25.02
27.94
10.70
25.02
25.40
26
10.38
Effic. R.%
9.05
9.99
10.58
10.96
10.35
11.78
10.54
9.65
11.42
11.72
17.46
11.42
10.56
84
11.72
Net margin%
10.35
8.40
8.66
11.31
10.07
8.66
9.12
7.22
6.58
8.04
9.39
8.04
8.66
28
11.65
P/E ratio (avg)x
37.24
38.28
34.56
36.27
36.31
31.78
30.89
33.00
29.87
31.59
33.62
31.59
33.78
70
27.66
P/TBVx
19.77
17.90
17.73
17.15
16.61
15.35
16.20
15.06
14.92
15.89
29.95
15.35
16.41
19
37.98
P/Bx
20.82
22.91
24.58
27.08
28.72
30.43
34.37
33.72
39.51
44.20
6.214
34.37
29.58
84
384.4
NII$B
300.3
313.3
331.2
330.1
351.9
362.7
382.7
386.1
392.6
400.4
907.1
2.62%
3.22%
—
23.11
NII grth%
21.21
19.49
19.39
19.54
17.18
17.20
14.82
14.67
16.85
17.56
7.96
16.85
17.38
77
21.11
ROTE%
24.72
22.41
25.22
26.74
28.63
26.42
26.72
24.78
24.55
22.02
23.65
24.78
25.00
13
11.23
Return on equity%
10.32
9.20
7.82
7.73
6.17
6.95
4.66
6.34
7.07
5.96
27.64
6.34
7.01
14
4.92
Return on assets%
7.89
6.11
6.49
4.83
2.10
4.81
3.89
5.88
2.88
3.73
11.62
3.89
4.82
54
1,145
EPS$
1,920
1,900
1,835
2,131
2,415
2,802
2,737
2,916
2,995
3,173
1,256
5.61%
6.50%
—
5.34
EPS growth%
10.37
10.37
13.23
15.86
13.14
10.96
9.03
11.63
13.67
12.76
28.65
11.63
12.20
60
2,045
Bookvalue per sh$
808.52
801.87
845.84
902.89
978.00
911.70
984.92
953.68
1,009
941.23
1,518
(0.76%)
0.72%
—
1,529
TBV/sh$
1,502
1,432
1,462
1,460
1,550
1,329
1,448
1,570
1,556
1,346
1,588
(2.78%)
(1.78%)
—
1,610
Dividend per sh$
2,128
2,143
2,070
2,207
2,073
2,131
2,005
2,197
2,163
2,211
754.90
1.30%
1.29%
—
23.49
Div yield (avg)%
5.19
5.68
8.04
8.51
9.67
10.34
10.22
9.72
12.17
12.93
9.51
10.34
9.69
80
12.03
Payout ratio%
26.42
26.81
24.28
22.66
22.05
21.31
20.37
22.84
19.94
19.75
7.50
20.37
22.35
46
210.4
Shares (diluted)M
147.7
148.3
154.4
148.4
130.1
135.8
139.3
149.8
142.8
145.3
217.6
2.24%
(1.70%)
69
9.36
Buyback yield%
22.10
19.73
17.75
18.26
20.62
18.68
16.36
13.40
13.15
15.88
17.33
15.88
18.00
68
128.73
Eq/Assets%
293.49
275.46
298.33
321.66
337.91
357.26
349.24
383.51
436.09
499.15
89.87
383.51
343.57
37
894.1
Assets$B
452.5
503.8
561.0
637.9
684.7
733.0
799.2
894.2
935.3
1,017
658.6
8.23%
9.13%
57
299.1
LT debt$B
404.7
442.0
490.6
513.1
492.8
548.7
570.4
660.7
705.3
739.7
712.4
8.46%
6.28%
19
Total assets
$1.017T
9.13%
1.76×
Revenue
$675.2B
3.16%
1.00×
Non-interest expense
$319.5B
3.19%
1.00×
Net interest income
59.31%
Non-interest income
40.69%