Bank of Cyprus Holdings Public Limited Company

€10.82As of Sun 8 Nov 2026, 12:00 UTC

ATH:BOCHGRFinancials

Country Greece

PE (Fwd) 8.252

TSR 2Y CAGR 73.99%

Div yield —

ROTE 16.86%

Banks (Regional)

Beta (5Y) 0.45

PE TTM 9.515

TSR TTM 46.42%

Mkt cap €4.717B

NIM —

SE Grade™

Value

Quality

Moat

1Y Price

Reference

€12

10.89%

35.17%

Buy 1|1|0|0|0

TTM

FYE 31 Dec EUR

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

1.040

Revenue€B

—

0.670

1.091

1.094

1.030

1.053

15.38%

—

Revenue growth%

—

62.81

0.19

(5.84)

2.28

0.19

—

NIM%

—

◌40.05

Effic. R.%

—

◌54.16

◌34.45

◌36.24

◌39.80

◌39.53

38.02

—

47.84

Net margin%

—

8.44

44.64

46.47

46.67

48.78

45.55

—

9.515

P/E ratio (avg)x

—

3.785

6.432

9.173

5.109

—

1.604

P/TBVx

—

0.697

1.074

1.557

0.885

—

1.604

P/Bx

—

0.685

1.055

1.557

0.870

—

NII€M

—

NII grth%

—

16.86

ROTE%

—

2.87

20.15

18.41

16.70

16.85

17.56

—

16.86

Return on equity%

—

2.79

21.69

19.26

16.75

17.13

18.00

—

1.71

Return on assets%

—

0.22

1.83

1.92

1.68

1.71

1.76

—

1.14

EPS€

—

0.13

1.09

1.14

1.10

1.18

105.38%

—

EPS growth%

—

763.34

4.42

(3.90)

7.66

4.42

—

6.74

Bookvalue per sh€

—

4.53

5.53

6.30

6.68

6.95

13.82%

—

6.74

TBV/sh€

—

4.41

5.42

6.19

6.56

6.95

14.13%

—

Dividend per sh€

—

0.05

0.23

0.64

0.74

274.41%

—

Div yield (avg)%

—

5.40

9.07

6.80

7.24

—

Payout ratio%

—

4.18

20.46

58.33

62.39

12.32

—

436.0

Shares (diluted)M

—

447.2

446.2

445.7

438.6

◌438.6

(0.65%)

—

Buyback yield%

—

0.23

0.11

1.60

◌—

0.23

—

10.13

Eq/Assets%

—

8.01

9.26

10.61

10.26

◌10.13

9.76

—

29.13

Assets€B

—

25.29

26.63

26.48

28.57

◌30.08

4.15%

—

LT debt€M

—

Peers (US$5.128B)

Cap (US$)

AIB Group plc

26.03B

11.54x

Bank of Ireland Group…

19.93B

14.00x

Permanent TSB Group…

1.805B

15.78x

Grupo Aval Acciones y…

5.136B

9.367x

Capital

TTM

10Y

Tang eq%

10.13

9.58

LT debt%

—

Cash%

26.08

32.40

Sh yield%

—

5.51

Owners

Insiders/Inst%

—

29.95

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

4/4

Revenue growth years

2/3

EPS growth years

2/3

Dividend streakyrs

ROE range%

3–22

$1 testx

—

Incr. ROIC%

—

Bank of Cyprus Holdings Public Limited Company, through its subsidiaries, provides various banking and financial services in Cyprus, Greece, the United Kingdom, the United States, Canada, Germany, France, Romania, Russia, Ukraine, Belarus, Israel, and internationally.

Growth vs revenue

Latest

Trend

3Y CAGR

Rel growth

Total assets

€28.57B

4.15%

0.74×

Revenue

€1.030B

15.38%

1.00×

Operating costs

€524.7M

5.75%

0.77×

Asset mix

Trend

Other

72.05%

Cash and investments

27.77%

Goodwill & intangibles

0.18%

Reinvestment returns

5Y median

Trend

Retention rate

n/m

Return on capital

18.00%

Spread over hurdle

11.28%