Sunday, 8 November 2026 Weekly snapshot · Not investment advice standard-equity.report
Insurance
Premium Growth
Year-on-year growth in premiums earned.
Definition
The change in premiums (and annuity revenue) earned against a year earlier. It mixes volume and price.
Formula
((Premiums − Premiums a year ago) ÷ |Premiums a year ago|) × 100
Why it matters
Premiums are an insurer's top line. Growth with a steady combined ratio is healthy; growth with a rising one often means business bought at poor prices.
How Standard Equity uses it
Substituted for free cash flow margin in insurer reports.
The metric
| Category | Insurance |
|---|---|
| Unit | % |
| Applies to | Insurance only |