Sunday, 8 November 2026 Weekly snapshot · Not investment advice standard-equity.report
Insurance
Investment Yield
Investment income as a percentage of average invested assets.
Definition
An insurer invests premiums before claims are paid. The investment yield is the gross income from that portfolio over the average of its year-end and year-ago investments.
Formula
(Investment Income ÷ Average Total Investments) × 100
Why it matters
Float income is a second profit engine. A strong yield can offset an underwriting loss.
How Standard Equity uses it
Substituted for FCF to net income in insurer reports. Gross of investment expenses; unit-linked life insurers can show a negative yield when markets fall.
The metric
| Category | Insurance |
|---|---|
| Unit | % |
| Applies to | Insurance only |