1.930
Revenuezł M
5.481
5.569
5.680
5.671
5.809
5.896
5.889
6.022
6.222
6.366
2.108
1.85%
1.86%
61
20.07
Revenue growth%
24.67
22.04
20.75
21.67
19.77
22.44
24.25
26.57
26.98
28.43
22.31
26.57
23.35
92
5.97
Combined R.%
84.00
81.76
83.17
84.42
84.24
83.90
83.12
83.42
82.51
83.02
12.63
83.12
83.30
55
4.37
Operating margin%
18.95
20.63
20.93
20.62
18.91
20.78
17.94
14.95
17.21
18.09
27.41
17.94
18.93
72
21.14
Net margin%
6.23
5.46
8.04
10.12
13.12
11.34
9.23
9.50
11.98
13.12
6.93
11.34
9.81
11
6.069
P/E ratio (avg)x
40.03
36.71
40.27
36.83
34.10
35.83
36.93
38.65
41.00
37.84
33.57
37.84
37.38
38
34.48
P/TBVx
23.56
26.68
30.08
31.75
33.73
39.67
39.33
41.92
46.86
54.49
7.297
41.92
36.53
13
22.49
P/Bx
33.52
31.63
29.09
28.76
28.92
30.35
33.32
30.78
35.03
34.78
21.80
33.32
31.21
70
7.08
Prem. grth%
16.04
14.56
14.16
12.30
13.31
15.99
14.08
15.95
16.15
18.33
12.15
15.99
15.26
55
4.77
Invest. yld%
23.95
21.79
24.15
23.27
20.98
23.59
23.34
26.07
28.69
31.59
12.34
26.07
23.77
67
18.90
BVPS grth%
27.99
27.26
26.93
25.56
23.47
20.60
22.97
24.88
21.99
19.50
18.07
21.99
24.18
20
19.36
Return on equity%
19.71
20.86
23.58
23.62
21.92
23.70
22.68
24.10
23.94
21.11
19.36
23.70
23.13
68
2.86
Return on assets%
5.79
6.69
9.56
7.50
9.38
11.59
9.69
11.81
12.56
14.64
13.19
11.81
9.63
54
0.02
EPSzł
0.02
0.02
0.02
0.01
0.02
0.02
0.01
0.02
0.01
0.01
0.02
(1.84%)
(2.15%)
—
7.67
EPS growth%
31.78
34.59
35.11
37.88
36.20
33.60
32.70
31.85
29.97
30.81
21.50
31.85
33.15
47
0.03
Bookvalue per shzł
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.01
(3.50%)
(0.16%)
—
0.01
TBV/shzł
0.01
0.01
0.01
0.01
0.01
0.01
0.02
0.02
0.02
0.02
0.02
8.14%
7.69%
—
0.01
Dividend per shzł
0.01
0.01
0.01
0.01
0.01
0.01
0.02
0.02
0.02
0.02
0.02
10.07%
9.80%
—
18.84
Div yield (avg)%
1.81
1.15
0.40
3.15
5.07
2.30
0.40
2.07
3.25
5.71
3.56
2.30
2.18
81
2.07
Payout ratio%
8.98
10.40
9.80
7.15
6.49
6.40
4.65
3.87
6.57
5.26
3.39
5.26
6.53
73
74.70
Shares (diluted)M
71.22
68.41
74.76
77.74
87.51
96.41
109.9
127.0
131.7
127.6
73.80
7.83%
6.36%
56
18.92
Buyback yield%
29.31
26.32
25.34
24.03
21.25
23.18
23.00
24.39
21.92
23.24
18.71
23.18
23.63
81
1.255
D/E ratiox
1.483
1.433
1.603
1.887
1.949
2.066
2.154
2.407
2.878
2.987
0.144
2.407
2.008
6
0.539
Assetszł M
12.75
14.15
15.00
15.93
16.63
18.34
20.10
22.61
24.02
25.39
5.154
8.83%
7.80%
23
0.310
LT debtzł M
5.379
4.927
5.619
6.186
5.662
5.463
5.206
5.249
5.609
5.318
1.622
(1.25%)
(0.01%)
14
Claims and benefits
1.47%
0.96×