21.16
Revenuezł M
14.62
15.21
15.87
17.07
18.43
19.59
20.39
21.24
22.51
23.51
22.86
4.98%
5.70%
55
5.18
Revenue growth%
21.76
20.27
19.73
19.37
18.95
19.08
21.62
20.23
21.03
21.98
5.01
21.03
20.25
38
8.32
NIM%
18.18
16.61
19.09
18.81
19.25
16.27
16.24
16.84
18.89
19.42
7.46
16.84
18.50
60
4.56
Effic. R.%
10.00
11.35
10.03
7.26
6.37
6.55
3.93
1.43
0.40
0.40
17.26
1.43
6.46
44
24.19
Net margin%
2.18
3.20
6.08
7.20
8.45
8.69
8.07
9.69
7.97
5.25
14.77
8.07
7.59
90
10.85
P/E ratio (avg)x
41.77
42.94
42.71
49.68
53.61
52.10
57.87
63.56
70.95
78.67
16.62
63.56
52.86
85
14.15
P/TBVx
14.83
15.11
14.21
13.05
11.63
10.66
9.401
8.785
7.993
7.545
12.88
8.785
11.14
23
21.97
P/Bx
11.52
12.24
11.38
11.66
12.39
12.86
11.65
12.22
12.91
12.27
17.01
12.27
12.23
84
8.932
NIIzł M
9.854
10.37
10.77
11.50
12.67
13.28
13.97
14.38
15.32
15.94
17.89
4.69%
5.76%
—
12.77
NII grth%
2.76
1.21
3.49
4.03
5.44
7.56
8.31
9.18
6.97
6.45
27.79
7.56
5.94
18
14.79
ROTE%
17.76
19.56
18.07
16.05
13.30
11.70
12.90
11.34
14.01
12.65
18.43
12.65
13.66
92
14.22
Return on equity%
9.99
8.35
7.63
6.96
7.97
6.78
5.87
7.33
8.87
7.91
27.64
7.33
7.77
87
13.29
Return on assets%
10.96
8.31
10.84
11.42
9.21
11.69
9.46
7.24
5.66
2.78
28.84
7.24
9.33
92
0.28
EPSzł
0.09
0.10
0.10
0.11
0.11
0.12
0.12
0.13
0.13
0.14
0.30
5.08%
2.78%
—
16.45
EPS growth%
13.54
12.20
13.28
10.47
9.42
9.44
11.35
9.23
9.21
9.76
22.76
9.44
10.11
29
0.12
Bookvalue per shzł
0.39
0.37
0.40
0.40
0.40
0.44
0.46
0.45
0.49
0.57
0.23
7.68%
5.49%
—
0.18
TBV/shzł
0.10
0.11
0.10
0.10
0.10
0.12
0.12
0.13
0.13
0.13
0.26
4.62%
4.25%
—
0.34
Dividend per shzł
0.29
0.29
0.30
0.29
0.30
0.30
0.28
0.26
0.28
0.28
0.17
(1.70%)
0.40%
—
20.45
Div yield (avg)%
5.70
4.02
4.09
5.33
3.21
1.41
0.96
0.40
2.81
4.63
13.73
1.41
3.62
27
18.18
Payout ratio%
5.09
3.48
3.94
5.00
3.36
5.26
7.28
6.79
8.99
8.72
7.24
7.28
5.17
91
15.56
Shares (diluted)M
18.67
17.31
18.27
17.93
15.81
14.68
13.56
12.91
13.60
11.88
16.01
(5.55%)
(4.68%)
78
2.08
Buyback yield%
7.40
9.66
7.99
5.42
6.46
6.67
4.13
4.76
2.81
3.77
4.18
4.13
5.94
66
28.09
Eq/Assets%
131.22
152.59
176.19
174.24
190.80
222.80
269.84
275.97
283.69
321.03
137.63
275.97
206.80
32
12.57
Assetszł M
90.19
102.4
109.3
112.9
123.4
137.3
156.1
172.3
189.4
209.3
2.929
11.14%
9.44%
48
20.84
LT debtzł M
15.43
16.13
16.69
14.43
12.75
12.99
12.06
10.73
10.12
8.803
9.351
(7.14%)
(6.88%)
15
Non-interest expense
5.94%
1.02×
Net interest income
67.80%
Non-interest income
32.20%