OCAL Financial Inc.

C$0.12As of Sun 8 Nov 2026, 12:00 UTC

TSXV:OCALFinancials

Country Canada

PE (Fwd) —

TSR 10Y CAGR —

Div yield —

ROE —

Credit Services

Beta (5Y) —

PE TTM —

TSR TTM —

Mkt cap C$4.400M

ROIC —

SE Grade™

—

Value

Quality

Moat

—

1Y Price

Reference

$0.129

7.80%

(96.79%)

Price above Reference Value

TTM

FYE 31 Aug CAD

FY2024

FY2025

FY2026E

FY2027E

Trend

10Y

Peers

6.480

Revenue$M

—

5.455

6.480

7.063

7.374

18.80%

—

18.80

Revenue growth%

—

18.80

8.99

4.40

18.80

—

12.51

Gross margin%

—

11.20

12.51

13.17

13.50

11.85

—

(1.71)

Operating margin%

—

(6.43)

(1.71)

0.65

1.83

(4.07)

—

(4.97)

Net margin%

—

(10.75)

(4.97)

(2.08)

(0.64)

(7.86)

—

P/E ratio (avg)x

—

EV/EBITx

—

95.47

30.97

—

1.46

FCF yield (avg)%

—

3.64

4.87

—

0.99

FCF margin%

—

(1.56)

0.99

2.27

2.90

(0.29)

—

(0.199)

FCF / Net incomex

—

0.146

(0.199)

—

(0.027)

—

ROIC%

—

Return on equity%

—

(34.59)

Return on assets%

—

(64.50)

(34.59)

(18.76)

(6.39)

(49.54)

—

(0.01)

EPS$

—

(0.02)

(0.01)

—

45.06

EPS growth%

—

45.06

54.34

68.00

45.06

—

(0.05)

Bookvalue per sh$

—

(0.05)

(0.06)

—

FCF per share$

—

0.01

—

Dividend per sh$

—

Div yield (avg)%

—

Payout ratio%

—

36.67

Shares (diluted)M

—

36.67

◌36.67

—

Buyback yield%

—

◌—

—

(0.213)

D/E ratiox

—

(0.353)

(0.213)

(0.198)

(0.194)

(0.283)

—

4.562

Enterprise value$M

—

4.402

4.188

—

LT debt$M

—

Peers (US$3.114M)

Cap (US$)

Accord Financial Corp.

4.301M

—

Crown Capital Partners…

3.850M

—

Prophecy DeFi Inc.

0.764M

—

Hao Wen Holdings…

3.406M

1.511x

Capital

TTM

10Y

Leveragex

9.448

EBIT/Intx

(0.723)

(1.338)

Own earn%

—

Sh yield%

—

Owners

Insiders/Inst%

58.19

—

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

—

Revenue growth years

—

EPS growth years

—

Dividend streakyrs

—

Op margin range%

—

$1 testx

—

Incr. ROIC%

—

OCAL Financial Inc., through its finance platform, offers vehicle financing solutions in Canada. It offers auto, power sports, recreational vehicles, personal loans, auto repair, and healthcare financing services. It also sells insurance and vehicle warranties. The company is based in Vancouver, Canada.

Growth vs revenue

Latest

Trend

1Y CAGR

Rel growth

Revenue

$6.480M

18.80%

1.00×

Cost of revenue

$5.670M

17.04%

0.99×

Operating expenses

$0.922M

(4.18%)

0.81×

Asset mix

Trend

Other

71.34%

Cash and investments

28.66%

Reinvestment returns

No breakdown available