109.2
Revenue$M
89.86
94.27
98.04
100.9
105.8
111.4
115.7
119.5
121.7
125.8
119.7
3.52%
3.67%
52
17.64
Revenue growth%
14.29
11.93
13.87
11.86
14.35
11.47
9.12
11.13
12.97
10.75
29.33
11.13
11.89
30
17.31
NIM%
4.30
2.70
4.79
1.93
4.45
3.19
6.15
6.16
3.70
2.51
17.05
3.70
4.00
69
13.89
Effic. R.%
27.51
25.53
27.80
27.31
27.02
25.64
27.65
26.22
26.92
28.45
6.45
26.92
27.17
14
19.08
Net margin%
24.87
23.07
21.63
20.63
18.40
19.83
17.11
19.24
18.85
15.94
6.27
18.85
19.53
43
8.535
P/E ratio (avg)x
39.10
40.59
38.40
36.68
38.83
42.93
43.60
43.94
46.19
48.45
29.04
43.94
41.76
65
18.92
P/TBVx
10.52
10.60
12.65
15.05
17.08
20.26
22.85
23.22
26.26
25.82
9.131
23.22
18.67
56
13.19
P/Bx
18.34
19.91
19.31
17.48
16.21
16.64
15.47
17.10
16.82
16.49
15.01
16.64
16.96
55
40.04
NII$M
67.87
70.11
72.16
76.11
78.33
82.21
85.61
89.83
91.40
93.66
76.29
3.64%
3.58%
—
8.31
NII grth%
22.14
24.38
23.98
23.77
24.98
27.29
29.11
26.20
25.02
24.70
25.31
26.20
24.84
80
15.19
ROTE%
2.81
1.50
1.97
1.52
0.40
2.27
3.61
2.37
0.40
0.68
15.68
2.27
1.74
62
9.22
Return on equity%
6.21
3.47
4.91
4.71
6.16
5.91
7.48
9.14
8.71
9.10
17.85
8.71
6.19
67
12.82
Return on assets%
30.10
28.30
27.51
26.62
23.97
23.32
25.87
24.50
25.69
28.49
8.69
25.69
26.25
45
0.94
EPS$
0.69
0.65
0.64
0.63
0.65
0.67
0.63
0.68
0.62
0.62
1.01
(0.95%)
(1.06%)
—
7.70
EPS growth%
6.19
5.45
5.80
3.19
1.50
2.65
1.70
4.19
5.34
3.61
17.38
3.61
3.90
88
0.89
Bookvalue per sh$
0.80
0.86
0.93
0.89
0.79
0.86
0.94
0.91
0.84
0.79
0.49
0.06%
0.60%
—
0.48
TBV/sh$
0.50
0.51
0.58
0.58
0.59
0.64
0.58
0.65
0.60
0.65
1.01
1.99%
2.02%
—
0.75
Dividend per sh$
1.19
1.20
1.32
1.49
1.50
1.44
1.65
1.77
1.84
1.91
0.65
4.91%
5.22%
—
8.26
Div yield (avg)%
12.82
10.51
7.65
8.64
9.01
7.89
9.49
10.21
7.78
4.92
14.13
7.89
8.82
40
13.19
Payout ratio%
28.51
28.28
26.60
25.11
23.52
24.69
23.26
22.29
23.55
26.05
4.97
23.55
24.90
85
48.78
Shares (diluted)M
31.33
26.87
23.95
24.00
21.19
22.55
21.72
23.13
20.42
17.44
48.84
(3.82%)
(6.90%)
62
21.25
Buyback yield%
6.40
8.51
11.18
10.31
9.56
9.76
9.75
9.50
6.56
5.52
9.20
9.50
9.53
57
141.22
Eq/Assets%
59.58
62.95
57.81
51.00
52.70
47.09
51.79
56.68
50.64
45.34
159.67
50.64
52.24
61
64.41
Assets$M
197.1
221.7
228.5
250.4
258.8
283.0
310.2
325.6
359.2
382.8
28.55
8.15%
7.81%
17
40.41
LT debt$M
17.70
18.89
19.68
20.07
20.26
20.48
24.35
24.84
27.54
29.50
43.00
7.81%
5.52%
89
Total assets
$382.8M
7.81%
1.48×
Revenue
$125.8M
3.67%
1.00×
Non-interest expense
$76.13M
3.54%
0.99×
Net interest income
74.47%
Non-interest income
25.53%