Sompo Holdings, Inc.

¥6,770As of Sun 8 Nov 2026, 12:00 UTC

TSE:8630Financials

Country Japan

PE (Fwd) •••

TSR 10Y CAGR 23.71%

Div yield 2.95%

ROE 14.43%

Insurance (Property & Casualty)

Beta (5Y) 0.13

PE TTM 8.703

TSR TTM 47.71%

Mkt cap ¥6.019T

Combined —

SE Grade™

Value

Quality

Moat

Consensus

Reference

¥8,521

25.87%

242.00%

Hold 4|11|5|3|6

TTM

FYE 31 Mar JPY

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

187.7

Revenue¥B

1,126

1,154

1,159

1,180

1,177

1,210

1,224

1,239

1,222

1,234

200.4

0.96%

1.08%

7.60

Revenue growth%

27.00

29.08

30.42

27.68

29.59

29.75

30.17

28.54

28.10

25.90

12.75

28.54

28.81

16.17

Combined R.%

85.19

85.23

86.48

84.99

85.24

85.05

85.86

87.22

85.23

84.92

21.39

85.23

11.80

Operating margin%

9.40

11.66

11.11

13.81

15.67

18.63

16.36

17.86

18.99

19.13

7.54

18.63

16.01

20.51

Net margin%

13.39

12.34

10.13

8.33

11.21

12.52

15.07

16.06

13.70

12.58

25.20

13.70

12.55

11.38

P/E ratio (avg)x

46.37

50.15

53.57

57.48

60.51

67.42

73.51

86.74

93.15

94.92

35.61

86.74

63.96

7.375

P/TBVx

17.14

18.36

17.81

19.44

18.45

21.02

20.67

22.98

22.20

25.38

18.36

22.20

20.06

23.59

P/Bx

14.15

14.32

13.44

13.79

12.65

11.73

11.28

10.80

11.66

13.10

11.66

13.05

20.51

Prem. grth%

2.85

0.68

0.40

2.93

5.87

6.79

9.72

8.22

9.84

9.47

4.08

9.47

6.33

18.46

Invest. yld%

25.91

25.39

23.82

23.26

21.34

24.00

23.44

21.33

24.16

26.39

18.22

24.00

23.91

23.73

BVPS grth%

4.66

3.69

2.95

0.60

0.40

2.31

3.10

5.31

6.83

5.00

25.35

5.00

3.39

16.68

Return on equity%

21.01

20.96

23.69

25.21

25.12

23.88

24.30

22.64

22.06

21.06

19.02

22.64

23.16

12.71

Return on assets%

20.35

20.66

23.02

21.14

23.84

26.64

26.26

28.31

26.37

28.90

17.16

26.64

25.05

714.54

EPS¥

866.02

802.43

752.90

812.05

750.30

753.63

658.87

707.12

754.78

711.52

781.67

(1.06%)

(0.90%)

—

29.12

EPS growth%

5.45

7.26

9.25

8.97

10.00

8.45

8.44

5.73

8.69

12.62

8.45

8.57

327.53

Bookvalue per sh¥

138.64

143.53

130.71

141.02

140.12

155.29

160.22

154.35

159.76

155.99

742.58

2.17%

2.01%

—

200.20

TBV/sh¥

662.40

707.35

718.95

781.98

747.85

807.84

924.80

1,000

1,146

1,270

410.61

11.18%

8.00%

—

795.15

Dividend per sh¥

401.47

390.13

409.90

381.04

393.98

388.91

388.83

334.72

326.29

340.51

570.73

(2.88%)

(2.74%)

—

29.16

Div yield (avg)%

26.57

28.29

25.81

23.54

24.68

22.18

23.75

21.22

21.11

23.14

4.32

22.18

23.64

4.19

Payout ratio%

21.59

22.36

19.66

21.55

22.34

22.49

22.76

25.71

23.95

24.14

19.00

23.95

22.43

872.6

Shares (diluted)M

658.5

693.8

630.1

603.1

627.6

647.3

617.0

544.1

561.5

555.4

890.8

(2.41%)

(1.37%)

2.17

Buyback yield%

12.47

13.96

14.89

15.90

14.89

12.53

12.88

10.12

7.64

9.26

17.47

10.12

12.70

0.131

D/E ratiox

0.939

0.990

1.095

1.186

1.087

1.047

1.049

1.063

1.019

0.934

0.584

1.047

1.048

614.7

Assets¥B

1,253

1,403

1,490

1,681

1,806

1,961

2,023

2,235

2,456

2,720

122.2

8.53%

9.28%

327.6

LT debt¥B

997.1

845.0

715.9

763.9

772.0

786.1

849.2

791.5

815.8

747.6

432.3

(0.64%)

(2.47%)

Peers (US$38.22B)

Cap (US$)

Tokio Marine Holdings…

103.1B

30.12x

MS&AD Insurance Group…

45.12B

8.172x

Daiichi Life Group…

39.02B

11.17x

Fairfax Financial…

42.27B

9.618x

Capital

TTM

10Y

Leveragex

1.572

0.249

0.179

EBIT/Intx

0.552

0.104

0.124

Own earn%

—

Sh yield%

31.32

32.41

37.83

Owners

Insiders/Inst%

0.91

56.39

Short interest%

3.72

SBC / revenue%

5.18

Record

10Y

Profitable years

10/10

Revenue growth years

10/10

EPS growth years

10/10

Dividend streakyrs

Op margin range%

9–19

$1 testx

0.2

Incr. ROIC%

—

Sompo Holdings, Inc., together with its subsidiaries, provides property and casualty (P&C) insurance products and services in Japan and internationally. It operates through Domestic P&C Insurance Business, Overseas Insurance Business, Domestic Life Insurance Business, Nursing Care Business, and Other segments. The company offers small-amount and short-term insurance products.

Growth vs revenue

Latest

Trend

10Y CAGR

Rel growth

Revenue

¥1.234T

1.08%

1.00×

Claims and benefits

¥637.5B

1.11%

1.00×

Total costs

¥961.6B

1.10%

1.00×