640.1
RevenueFr M
728.9
746.7
767.3
788.6
789.0
779.0
762.0
772.2
769.8
757.7
681.5
(0.80%)
0.57%
79
16.14
Revenue growth%
8.73
10.00
12.14
10.64
7.64
10.44
7.51
6.05
6.82
9.09
7.94
7.51
8.91
51
26.80
NIM%
24.04
24.36
23.57
25.17
22.48
20.76
20.42
19.10
18.36
15.47
28.08
19.10
21.62
66
25.17
Effic. R.%
14.27
16.98
19.01
17.63
18.05
17.24
19.67
17.84
17.97
16.59
18.57
17.84
17.74
59
10.18
Net margin%
9.72
8.23
5.53
6.25
6.51
9.26
10.59
10.80
12.04
11.72
28.22
10.80
9.49
48
26.76
P/E ratio (avg)x
45.19
53.41
54.62
62.94
62.70
69.51
74.59
75.86
75.81
75.62
27.88
75.62
66.22
7
14.30
P/TBVx
17.14
19.79
23.06
25.79
30.40
30.18
35.07
40.00
41.05
42.36
24.22
40.00
30.29
64
23.27
P/Bx
33.21
38.50
42.67
42.66
42.31
47.59
46.64
53.13
61.87
58.54
21.22
53.13
44.65
78
96.50
NIIFr M
525.8
536.0
552.6
565.5
565.7
559.8
557.5
557.5
551.9
554.9
243.8
(0.38%)
0.74%
—
17.02
NII grth%
3.90
0.99
1.91
0.40
3.29
5.27
7.60
6.44
4.73
2.85
10.67
5.27
3.59
70
20.28
ROTE%
31.11
33.68
32.89
31.27
32.46
30.61
30.21
27.60
28.40
28.52
16.82
28.52
30.86
39
11.63
Return on equity%
6.65
8.23
6.99
6.57
6.89
4.07
6.55
8.86
7.13
8.18
25.19
7.13
6.94
58
25.11
Return on assets%
25.49
23.08
23.93
26.87
26.96
24.53
22.80
24.63
25.70
23.58
10.85
24.53
24.58
75
1,160
EPSFr
1,406
1,524
1,639
1,954
2,099
2,027
2,156
2,496
2,772
2,964
1,290
7.14%
9.08%
—
3.00
EPS growth%
26.65
26.33
24.35
24.00
22.15
21.66
20.95
18.82
21.02
22.17
5.62
21.02
22.16
86
1,040
Bookvalue per shFr
909.57
1,046
1,225
1,424
1,687
1,905
2,207
2,649
2,671
2,719
581.21
10.02%
13.20%
—
530.11
TBV/shFr
2,006
2,066
2,458
2,749
2,708
2,801
3,019
2,988
2,874
3,053
903.24
2.43%
5.72%
—
436.68
Dividend per shFr
811.40
688.33
581.95
630.11
619.14
637.94
567.82
580.10
517.50
526.83
224.74
(3.18%)
(3.93%)
—
9.35
Div yield (avg)%
22.32
22.92
25.13
22.62
22.51
21.11
20.23
18.89
16.43
19.06
10.81
19.06
21.71
24
21.54
Payout ratio%
14.14
14.22
13.71
15.82
14.49
15.20
14.12
11.54
10.95
8.44
3.26
11.54
14.13
23
0.287
Shares (diluted)M
0.270
0.267
0.274
0.275
0.310
0.350
0.328
0.314
0.333
0.357
0.286
2.88%
2.80%
26
28.58
Buyback yield%
16.41
18.46
19.40
19.64
21.38
20.97
22.50
23.73
21.78
21.56
24.33
21.78
21.17
23
63.57
Eq/Assets%
45.22
48.01
41.48
38.98
38.21
36.32
35.03
34.46
29.45
25.29
80.65
34.46
37.27
54
0.270
AssetsFr B
1.575
1.741
1.848
1.885
1.979
2.196
2.414
2.616
2.806
3.020
0.201
8.82%
7.63%
47
427.0
LT debtFr M
108.4
108.6
100.6
85.64
88.57
79.08
68.07
63.42
56.13
54.02
250.4
(9.41%)
(7.47%)
21
Non-interest expense
0.59%
1.00×
Net interest income
73.23%
Non-interest income
26.77%