94.40
Revenuekr B
58.47
62.98
67.70
72.05
77.88
84.02
90.08
94.64
98.42
101.7
99.20
5.48%
6.52%
31
24.24
Revenue growth%
33.36
33.60
34.79
34.71
32.19
33.10
34.95
33.17
32.81
32.55
11.35
33.10
33.27
85
10.82
NIM%
26.14
29.02
30.60
28.28
30.02
28.74
27.54
26.80
24.25
21.55
4.73
26.80
27.91
28
15.68
Effic. R.%
11.26
9.05
8.18
5.86
8.76
8.66
9.04
11.97
13.54
11.25
14.10
11.25
9.04
40
16.88
Net margin%
17.30
14.94
15.93
13.28
10.95
10.67
9.66
12.51
10.00
7.47
6.44
10.00
11.73
50
17.79
P/E ratio (avg)x
30.68
27.99
26.88
24.37
26.23
28.45
26.52
28.12
28.99
27.99
32.51
28.12
27.99
56
18.80
P/TBVx
16.52
16.10
16.66
16.11
16.50
16.38
16.92
15.97
14.42
14.25
35.39
15.97
16.25
65
31.79
P/Bx
8.919
8.957
9.802
11.10
11.81
11.64
10.71
12.03
13.09
12.84
31.29
12.03
11.37
76
38.31
NIIkr B
40.35
43.27
46.50
49.91
53.60
57.91
62.05
65.29
69.00
71.32
103.8
5.88%
6.70%
—
14.28
NII grth%
13.28
15.89
18.40
19.67
22.24
24.62
26.29
23.92
21.17
20.93
5.86
23.92
21.05
79
17.89
ROTE%
27.09
26.42
23.82
26.17
24.56
23.40
21.59
24.23
26.84
26.17
4.59
24.23
25.37
91
22.18
Return on equity%
8.42
9.18
7.88
8.43
8.75
8.89
6.03
7.48
8.51
6.41
6.80
7.48
8.43
8
27.16
Return on assets%
11.36
11.07
11.69
14.18
15.65
15.27
12.34
15.31
12.63
12.90
7.22
12.90
12.77
92
10.95
EPSkr
22.38
21.01
22.54
21.19
24.42
24.73
27.25
28.44
29.01
32.71
11.56
6.02%
4.36%
—
26.21
EPS growth%
26.01
27.22
27.95
30.33
29.25
31.59
29.61
29.16
27.53
28.72
9.62
29.16
28.94
32
9.44
Bookvalue per shkr
26.42
29.33
30.67
31.36
29.80
34.46
35.42
37.09
35.48
34.41
6.13
2.91%
3.06%
—
14.93
TBV/shkr
33.52
38.75
44.06
43.78
48.69
46.06
42.90
44.65
46.76
48.44
22.40
(0.10%)
5.27%
—
16.32
Dividend per shkr
28.57
31.38
32.57
33.83
35.94
38.68
37.76
39.03
39.61
43.69
5.56
3.98%
4.86%
—
12.41
Div yield (avg)%
25.04
25.73
27.63
25.36
24.79
24.86
25.56
28.33
28.17
28.36
9.76
28.17
25.64
28
20.87
Payout ratio%
13.32
10.48
9.16
11.36
13.11
14.20
14.60
16.94
14.18
11.56
3.64
14.20
13.21
89
1.942
Shares (diluted)B
2.842
3.142
3.437
3.435
3.477
3.876
4.334
4.340
4.312
4.953
1.982
7.33%
6.23%
22
9.16
Buyback yield%
11.74
11.22
8.77
9.79
11.64
9.39
8.23
9.51
8.61
7.14
27.25
8.61
9.45
54
152.81
Eq/Assets%
180.17
194.74
214.28
228.06
232.43
262.29
256.31
252.83
279.81
282.62
25.50
262.29
242.63
75
59.41
Assetskr B
188.7
193.3
222.7
232.6
253.7
275.2
288.4
303.9
341.7
357.2
9.193
7.08%
7.90%
64
62.49
LT debtkr B
75.70
72.60
73.45
75.82
74.58
71.85
70.69
80.63
94.52
97.21
60.40
5.44%
4.04%
51
Non-interest expense
6.67%
1.01×
Net interest income
70.13%
Non-interest income
29.87%