34.46
Revenue¥B
23.54
25.06
27.27
28.99
31.73
33.70
36.89
39.38
42.73
46.57
37.77
7.97%
7.72%
23
14.05
Revenue growth%
0.40
0.40
0.40
0.40
3.22
1.50
0.40
0.40
0.40
0.40
6.98
0.40
0.40
12
5.67
Combined R.%
93.76
94.17
93.82
92.93
93.49
92.54
92.81
93.42
93.77
93.29
26.75
93.29
93.45
33
2.69
Operating margin%
10.56
10.94
8.50
7.99
10.82
13.12
16.00
17.13
18.18
17.35
3.35
17.13
12.03
16
21.65
Net margin%
13.08
14.50
16.47
14.03
11.68
13.30
16.16
16.70
15.34
13.51
2.03
15.34
14.26
73
14.59
P/E ratio (avg)x
21.05
18.34
16.94
17.24
17.92
15.69
13.46
12.96
12.87
13.31
18.63
13.31
16.31
25
25.03
P/TBVx
7.762
7.540
7.285
6.180
5.842
4.995
5.232
5.513
4.908
4.689
36.70
4.995
5.678
9
20.00
P/Bx
41.88
43.43
43.87
40.93
36.58
34.95
32.42
32.70
28.64
30.96
37.90
32.42
35.76
29
19.26
Prem. grth%
21.14
21.22
20.12
22.72
23.32
25.20
25.47
25.45
24.91
22.31
6.79
25.20
23.02
71
14.25
Invest. yld%
29.83
30.80
33.39
36.31
36.81
34.60
35.13
32.31
30.00
28.95
24.39
32.31
32.85
71
13.99
BVPS grth%
15.42
17.68
16.85
18.76
17.71
20.52
22.50
24.90
23.89
22.36
27.90
22.50
19.64
59
18.74
Return on equity%
21.14
23.22
22.23
23.31
24.27
26.70
23.75
25.63
25.89
28.24
3.71
25.89
24.01
40
13.73
Return on assets%
12.89
14.90
14.27
14.20
12.97
13.75
14.73
17.30
15.75
14.99
20.41
14.99
14.50
65
1.26
EPS¥
1.01
0.89
0.80
0.86
0.76
0.80
0.72
0.65
0.68
0.63
1.32
(3.58%)
(5.32%)
—
10.26
EPS growth%
15.20
14.99
16.20
16.44
18.74
21.12
21.33
21.24
19.87
22.10
22.94
21.24
19.30
11
1.91
Bookvalue per sh¥
3.94
3.54
3.58
3.55
3.38
3.50
3.74
3.44
3.69
3.86
5.19
2.66%
(0.20%)
—
4.53
TBV/sh¥
4.62
5.23
5.51
5.62
5.63
5.94
5.38
6.03
6.09
6.58
5.76
3.18%
2.75%
—
1.85
Dividend per sh¥
6.06
6.22
6.62
7.92
8.75
9.70
9.59
11.47
11.14
10.79
5.64
4.28%
7.25%
—
22.83
Div yield (avg)%
10.76
10.09
12.89
10.15
7.75
5.00
5.95
5.30
5.02
3.10
3.65
5.02
6.85
56
21.98
Payout ratio%
15.91
17.09
16.95
16.54
14.59
11.76
12.78
14.52
15.24
13.32
8.59
13.32
14.91
17
2.676
Shares (diluted)B
3.870
4.459
5.182
5.662
5.507
6.411
6.964
6.758
7.589
8.878
2.838
10.02%
8.97%
90
29.55
Buyback yield%
8.23
8.88
8.79
8.14
10.91
10.79
7.90
8.78
8.89
7.42
10.67
8.78
8.79
62
0.140
D/E ratiox
2.517
2.974
2.930
3.422
4.083
4.747
4.729
5.565
6.344
7.243
1.007
5.565
4.406
33
33.34
Assets¥B
88.92
95.97
106.6
113.8
125.0
137.8
145.8
165.4
182.2
193.9
17.22
9.18%
8.96%
80
26.13
LT debt¥B
9.929
10.22
10.00
11.41
11.32
11.31
12.62
14.07
15.33
18.22
2.327
9.99%
7.48%
19
Revenue
¥46.57B
7.72%
1.00×
Claims and benefits
¥26.59B
7.67%
1.00×
Total costs
¥39.90B
7.72%
1.00×