Qatar General Insurance & Reinsurance Company Q.P.S.C.

QR 2.20As of Sun 8 Nov 2026, 12:00 UTC

QSE:QGRIFinancials

Country Qatar

PE (Fwd) •••

TSR 10Y CAGR (6.49%)

Div yield 2.28%

ROE 3.66%

Insurance Carriers

Beta (5Y) 0.62

PE TTM 14.49

TSR TTM 78.47%

Mkt cap QR 1.923B

Combined —

SE Grade™

Value

Quality

Moat

Consensus

Reference

QR 2.37

7.70%

20.39%

Hold 8|5|6|10|3

TTM

FYE 31 Dec QAR

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

97.89

RevenueQR M

257.0

269.9

276.5

280.9

289.6

299.0

308.5

310.7

321.2

336.5

102.1

3.05%

2.99%

4.26

Revenue growth%

0.40

2.72

1.67

0.96

2.43

0.96

0.47

0.40

14.84

0.40

0.71

24.87

Combined R.%

94.31

93.67

93.41

92.39

94.27

93.48

93.95

92.80

91.86

93.36

7.11

93.36

93.45

13.59

Operating margin%

17.46

17.56

14.71

14.16

16.22

18.35

16.47

14.48

12.62

14.70

15.02

14.70

15.47

16.08

Net margin%

31.61

29.40

30.12

31.15

31.97

34.73

33.77

36.49

38.72

36.51

9.08

36.49

32.87

25.73

P/E ratio (avg)x

10.14

10.02

10.34

9.501

9.514

10.30

10.84

9.678

8.493

7.857

25.06

9.678

9.849

21.43

P/TBVx

9.348

8.479

9.092

9.704

8.384

8.164

7.376

6.357

6.494

6.134

16.72

6.494

8.274

21.88

P/Bx

34.75

35.76

37.04

37.93

35.17

31.46

29.88

31.31

29.84

28.51

13.21

29.88

33.10

17.71

Prem. grth%

28.38

29.80

30.95

29.90

29.77

31.03

28.26

29.33

28.41

27.73

13.02

28.41

29.55

21.30

Invest. yld%

30.19

31.36

29.16

31.85

32.21

35.13

37.13

39.94

40.81

41.26

3.83

39.94

33.67

8.21

BVPS grth%

0.40

0.93

3.35

3.14

4.66

6.52

8.68

5.75

8.38

18.58

6.52

4.01

8.94

Return on equity%

14.17

12.94

12.74

10.47

11.84

11.69

11.67

12.20

12.03

14.53

6.34

12.03

12.12

27.33

Return on assets%

4.52

5.97

5.98

3.40

1.70

0.42

0.40

3.20

4.10

7.13

0.42

3.30

0.24

EPSQR

0.11

0.10

0.11

0.13

0.14

0.13

0.15

0.14

0.16

0.27

2.38%

4.79%

—

16.77

EPS growth%

28.17

26.24

25.30

25.06

25.35

25.12

25.43

24.75

24.30

21.20

24.75

25.21

0.18

Bookvalue per shQR

0.11

0.12

0.11

0.10

0.24

(1.76%)

(0.10%)

—

0.10

TBV/shQR

0.10

0.11

0.10

0.11

0.10

0.09

0.08

0.07

0.13

(8.33%)

(4.33%)

—

0.12

Dividend per shQR

0.30

0.33

0.37

0.36

0.42

0.41

0.45

0.47

0.49

0.56

0.14

5.97%

7.37%

—

3.34

Div yield (avg)%

21.16

22.50

23.16

24.37

27.03

26.01

28.52

25.81

27.85

27.66

24.38

27.66

25.91

10.04

Payout ratio%

15.56

16.63

15.44

13.28

11.13

8.72

8.56

11.09

10.94

8.46

10.69

8.72

11.11

0.886

Shares (diluted)B

1.070

1.134

1.248

1.342

1.348

1.596

1.715

1.683

1.810

1.880

0.882

6.88%

5.92%

12.49

Buyback yield%

27.14

29.44

28.78

28.47

30.32

31.00

32.39

32.26

35.08

36.32

8.55

32.39

30.66

0.539

D/E ratiox

0.941

1.002

0.993

0.883

0.957

0.979

1.013

1.045

0.959

1.000

0.780

1.000

0.986

0.325

AssetsQR B

1.060

1.132

1.213

1.289

1.400

1.541

1.640

1.789

1.986

2.135

0.088

8.81%

8.47%

149.4

LT debtQR M

521.3

538.9

567.9

556.3

649.4

755.6

734.9

713.5

750.1

841.2

89.20

5.31%

6.68%

Peers (US$546.2M)

Cap (US$)

Doha Insurance Group…

442.8M

7.402x

Qatar Islamic Insuranc…

318.3M

11.26x

Damaan Islamic…

264.4M

8.968x

Mercuries & Associates…

555.1M

1.070x

Capital

TTM

10Y

Leveragex

0.586

1.021

0.832

EBIT/Intx

2.778

0.062

0.067

Own earn%

—

Sh yield%

15.83

60.91

57.18

Owners

Insiders/Inst%

2.06

40.85

Short interest%

1.04

SBC / revenue%

0.98

Record

10Y

Profitable years

10/10

Revenue growth years

10/10

EPS growth years

10/10

Dividend streakyrs

Op margin range%

13–18

$1 testx

—

Incr. ROIC%

—

Qatar General Insurance & Reinsurance Company Q.P.S.C., together with its subsidiaries, provides general insurance and reinsurance products in Qatar.

Growth vs revenue

Latest

Trend

10Y CAGR

Rel growth

Revenue

QR 336.5M

2.99%

1.00×

Claims and benefits

QR 192.5M

2.68%

0.97×

Total costs

QR 289.0M

2.94%

1.00×