X Financial

US$5.75As of Sun 8 Nov 2026, 12:00 UTC
NYSE:XYFFinancials
Country USA
PE (Fwd) •••
TSR 8Y CAGR (14.57%)
Div yield 9.75%
ROE 7.28%
Credit Services
Beta (5Y) 0.41
PE TTM 2.700
TSR TTM (48.76%)
Mkt cap US$221.5M
ROIC 30.77%
SE Grade™
Value
Quality
Moat
Consensus
Reference
$7.37
28.14%
(95.25%)
Hold 11|11|1|4|6
4Q25
1Q26
2Q26
3Q26
Earnings per share¥
0.10
0.09
0.09
0.10
31.81%
16.87%
11.22%
8.05%
Revenue¥M
10.34
10.36
10.75
11.13
6.19%
5.15%
5.09%
7.45%
Peers (US$221.5M)
Cap (US$)
PE
268.6M
2.847x
222.2M
10.07x
Capital
TTM
5Y
10Y
Leveragex
0.913
0.139
0.132
EBIT/Intx
1.016
0.104
0.099
Own earn%
46.08
17.22
20.88
Sh yield%
38.98
32.45
32.49
Owners
Insiders/Inst%
7.04
33.13
Short interest%
1.24
SBC / revenue%
0.82
Record
10Y
Profitable years
10/10
Revenue growth years
10/10
EPS growth years
10/10
Dividend streakyrs
11
Op margin range%
6–13
$1 testx
—
Incr. ROIC%
4