Truist Financial Corporation

US$49.38As of Sun 8 Nov 2026, 12:00 UTC

NYSE:TFCFinancials

Country USA

PE (Fwd) •••

TSR 10Y CAGR 6.57%

Div yield 4.21%

ROTE 12.86%

Banks (Regional)

Beta (5Y) 0.87

PE TTM 12.72

TSR TTM 15.38%

Mkt cap US$59.18B

NIM —

SE Grade™

Value

Quality

Moat

Consensus

Reference

$55

11.94%

22.05%

Sell 4|2|1|5|8

TTM

FYE 31 Dec USD

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

23.41

Revenue$B

15.95

16.20

16.52

16.88

17.28

17.38

17.48

18.19

18.36

18.41

25.65

1.27%

1.71%

8.73

Revenue growth%

20.95

22.46

19.61

18.77

19.70

18.03

20.97

20.85

19.32

21.22

6.22

20.85

20.27

9.54

NIM%

23.84

24.04

24.54

22.45

24.60

27.15

28.59

29.49

28.15

29.97

4.86

28.59

25.88

28.54

Effic. R.%

7.26

6.02

6.93

7.55

7.56

10.21

12.55

10.92

11.67

9.72

28.93

10.92

8.64

4.32

Net margin%

10.44

9.72

10.14

9.31

10.62

11.50

9.93

10.07

10.62

11.94

2.49

10.62

10.29

10.60

P/E ratio (avg)x

8.009

7.909

8.419

8.226

7.874

7.115

7.154

7.030

7.350

7.940

15.26

7.154

7.892

24.45

P/TBVx

26.75

28.36

33.64

39.00

39.35

47.28

48.22

47.66

55.03

56.57

10.31

48.22

43.32

26.36

P/Bx

41.17

42.91

46.60

50.11

48.52

49.81

44.74

49.45

50.13

50.63

23.97

49.81

48.98

10.18

NII$B

11.56

11.78

11.82

12.28

12.34

12.66

12.65

12.98

13.30

13.44

9.203

1.71%

1.74%

—

7.99

NII grth%

19.78

19.71

19.98

21.90

21.28

23.00

20.23

19.78

21.55

23.57

18.38

21.55

20.76

18.67

ROTE%

20.98

18.69

17.30

19.40

18.78

21.12

23.43

24.05

26.83

27.10

24.26

24.05

21.05

28.64

Return on equity%

17.36

17.55

20.34

22.76

22.15

21.76

20.69

21.13

23.68

25.77

3.48

21.76

21.45

21.52

Return on assets%

28.49

26.47

28.05

29.50

28.39

25.79

23.76

25.80

27.62

30.62

3.89

25.80

27.83

5.49

EPS$

4.38

3.92

3.68

3.86

4.18

4.47

4.14

4.13

3.84

3.93

6.07

(1.23%)

(2.13%)

—

15.88

EPS growth%

4.14

4.59

6.56

5.20

7.82

6.69

7.90

10.57

11.33

12.38

23.73

10.57

7.25

4.01

Bookvalue per sh$

14.25

16.91

20.10

23.55

23.96

26.77

30.36

30.94

36.52

39.66

4.89

10.61%

11.62%

—

6.79

TBV/sh$

2.09

1.91

1.63

1.46

1.42

1.37

1.47

1.45

1.54

1.62

7.31

2.66%

(3.35%)

—

6.56

Dividend per sh$

5.06

4.61

4.83

4.70

5.32

5.37

5.04

5.72

6.43

4.55

3.87%

3.38%

—

18.28

Div yield (avg)%

4.79

3.95

3.02

0.88

2.92

3.67

1.37

2.60

3.38

3.17

9.32

3.17

3.09

12.49

Payout ratio%

26.71

26.93

29.18

26.77

28.06

30.44

29.39

27.17

28.73

28.42

27.07

28.73

28.24

1.213

Shares (diluted)B

1.008

1.063

0.929

0.960

0.907

0.898

0.948

0.838

0.734

0.718

1.220

(4.58%)

(3.49%)

27.73

Buyback yield%

29.61

31.73

29.40

31.99

33.79

36.01

33.18

32.29

33.73

31.14

25.53

33.18

32.14

73.07

Eq/Assets%

13.48

15.49

15.62

15.21

16.84

16.50

15.84

17.09

16.20

15.39

167.43

16.20

15.73

9.749

Assets$B

4.996

5.583

6.144

6.586

6.849

7.627

8.340

8.995

9.524

10.77

22.61

9.48%

8.91%

3.141

LT debt$B

35.80

36.48

34.89

37.09

39.51

37.45

35.26

35.69

34.01

36.70

9.138

(1.47%)

1.08%

Peers (US$59.18B)

Cap (US$)

U.S. Bancorp

92.64B

11.56x

The PNC Financial…

89.43B

12.00x

Fifth Third Bancorp

47.93B

18.27x

Nu Holdings Ltd.

58.11B

16.39x

Capital

TTM

10Y

Tang eq%

122.29

102.58

112.97

LT debt%

32.22

396.72

527.08

Cash%

143.23

8.68

Sh yield%

46.01

34.89

34.72

Owners

Insiders/Inst%

13.47

88.79

Short interest%

2.13

SBC / revenue%

2.27

Record

10Y

Profitable years

10/10

Revenue growth years

10/10

EPS growth years

10/10

Dividend streakyrs

ROE range%

17–26

$1 testx

—

Incr. ROIC%

—

Truist Financial Corporation provides banking and trust services in the Southeastern and Mid-Atlantic United States through its Consumer and Small Business Banking and Wholesale Banking segments. It offers checking, savings, money market and retirement deposit accounts, credit card, mortgage, small business lending, investment brokerage, commercial lending, treasury services, investment banking and wealth management.

Growth vs revenue

Latest

Trend

10Y CAGR

Rel growth

Total assets

$10.77B

8.91%

1.98×

Revenue

$18.41B

1.71%

1.00×

Non-interest expense

$9.978B

1.66%

1.00×