8.765
Revenue$B
16.84
17.13
17.62
17.70
17.99
18.25
18.37
18.03
18.03
17.98
9.034
(0.01%)
0.56%
21
17.36
Revenue growth%
26.29
26.96
25.05
25.05
25.52
25.50
24.87
24.53
23.12
24.41
25.86
24.53
25.05
80
28.82
NIM%
6.86
4.99
7.85
5.62
5.25
4.95
3.69
2.44
3.27
2.06
9.09
3.27
4.97
26
7.33
Effic. R.%
31.31
30.86
31.01
31.68
32.37
29.96
27.87
26.40
24.23
25.03
21.17
26.40
30.41
39
8.39
Net margin%
23.20
20.41
19.51
21.66
19.74
18.61
18.59
17.37
18.13
16.45
8.03
18.13
19.06
37
29.57
P/E ratio (avg)x
7.615
8.634
8.360
8.730
9.454
9.788
10.13
10.06
10.12
11.37
31.62
10.12
9.621
5
9.760
P/TBVx
35.38
35.60
39.22
42.50
38.77
41.35
42.08
46.77
49.19
51.53
6.097
46.77
41.72
74
15.01
P/Bx
25.49
22.66
19.69
21.46
19.31
16.91
16.92
15.46
14.68
14.21
10.00
15.46
18.11
79
2.689
NII$B
10.41
10.69
10.97
10.97
11.26
11.56
11.35
11.28
11.09
11.15
11.76
(0.21%)
0.37%
—
8.98
NII grth%
10.55
11.35
14.03
11.22
13.26
11.88
8.90
10.06
10.98
12.27
3.11
10.98
11.28
76
22.08
ROTE%
25.06
22.75
24.97
22.01
19.70
19.06
18.75
21.48
21.36
21.85
16.26
21.36
21.67
30
7.05
Return on equity%
21.45
23.51
23.16
20.51
20.39
19.51
18.04
16.05
15.86
15.66
19.93
16.05
19.95
55
18.81
Return on assets%
5.42
3.84
1.63
2.80
3.24
1.11
0.40
2.76
1.49
2.76
12.25
1.49
2.76
43
2.03
EPS$
1.50
1.61
1.66
1.59
1.44
1.23
1.12
1.03
0.96
0.95
2.24
(7.97%)
(4.33%)
—
18.14
EPS growth%
6.16
8.37
7.05
8.01
6.16
3.65
1.96
3.11
2.07
4.94
12.46
3.11
5.55
76
1.80
Bookvalue per sh$
1.03
1.02
0.90
0.88
0.80
0.76
0.83
0.82
0.86
0.88
1.96
2.00%
(1.16%)
—
1.22
TBV/sh$
0.25
0.23
0.22
0.22
0.23
0.21
0.18
0.16
0.14
0.12
0.36
(11.49%)
(7.84%)
—
0.46
Dividend per sh$
1.67
1.98
2.31
2.54
2.73
3.16
3.41
3.91
4.07
4.14
0.34
8.63%
10.23%
—
11.74
Div yield (avg)%
8.30
5.78
5.92
8.22
11.11
14.06
13.00
10.28
10.34
8.38
24.98
10.34
9.33
46
22.38
Payout ratio%
15.61
17.77
15.46
15.66
18.16
18.63
21.58
18.90
17.71
16.13
12.98
18.63
17.74
18
2.909
Shares (diluted)B
3.183
2.758
2.373
2.390
2.197
2.146
2.304
2.172
1.893
1.950
2.757
(2.35%)
(4.23%)
63
29.73
Buyback yield%
4.63
5.23
4.06
3.93
2.66
0.56
0.44
0.40
0.40
1.20
25.99
0.44
1.93
48
93.44
Eq/Assets%
53.43
50.99
48.60
49.79
44.94
42.05
45.29
40.53
36.82
33.05
109.05
40.53
45.11
47
7.120
Assets$B
32.98
36.90
38.86
42.93
46.71
50.24
54.28
58.67
65.18
68.92
4.687
8.09%
8.35%
23
12.01
LT debt$B
15.46
16.00
17.20
16.69
16.03
17.34
18.41
17.44
17.77
15.84
12.46
(0.24%)
(0.69%)
71
Total assets
$68.92B
8.35%
2.11×
Revenue
$17.98B
0.56%
1.00×
Non-interest expense
$9.460B
0.70%
1.01×
Net interest income
61.99%
Non-interest income
38.01%