464.9
Revenue$M
463.3
491.0
533.7
587.2
642.4
700.2
738.8
794.3
858.9
923.6
507.5
7.53%
7.70%
43
20.54
Revenue growth%
17.69
18.50
19.26
19.79
17.56
19.14
20.72
17.90
15.67
13.33
17.70
17.90
18.20
18
13.80
NIM%
17.42
20.28
19.10
19.33
21.66
22.23
23.24
24.68
27.45
24.71
10.59
24.68
21.95
33
28.41
Effic. R.%
11.59
12.44
12.03
12.94
14.50
13.85
15.22
18.05
18.00
19.66
29.30
18.00
14.18
16
29.86
Net margin%
19.07
21.04
21.69
21.37
20.79
19.32
21.49
23.49
20.92
23.29
29.46
21.49
21.20
57
19.66
P/E ratio (avg)x
34.65
39.23
36.01
41.09
41.94
42.93
45.40
43.98
47.81
45.15
35.28
45.15
42.43
56
21.59
P/TBVx
11.62
12.56
11.78
10.52
10.46
11.14
12.19
12.89
11.34
10.60
12.88
11.34
11.48
69
20.25
P/Bx
35.47
35.05
37.61
38.79
42.84
49.85
55.37
55.95
58.24
67.25
12.62
55.95
46.34
34
199.3
NII$M
342.6
365.4
394.7
441.0
477.7
529.1
554.7
597.2
647.6
693.5
645.4
7.74%
7.81%
—
12.05
NII grth%
24.11
25.54
28.20
26.32
24.83
26.43
24.11
26.18
27.04
28.75
22.97
26.43
26.25
79
2.68
ROTE%
16.83
19.47
16.80
17.65
19.91
20.06
21.92
19.58
19.92
22.09
13.06
20.06
19.75
74
5.28
Return on equity%
11.33
8.93
10.07
11.06
9.71
8.27
7.77
5.21
7.99
6.77
21.06
7.77
8.60
83
26.11
Return on assets%
12.68
12.20
11.46
14.34
16.74
13.74
15.77
17.00
14.23
16.08
26.26
15.77
14.28
20
1.92
EPS$
1.70
1.74
1.69
1.65
1.73
1.73
1.59
1.39
1.46
1.46
2.13
(3.40%)
(1.78%)
—
18.57
EPS growth%
26.02
25.37
26.10
23.86
25.47
25.25
23.25
23.01
20.21
18.86
12.74
23.01
24.55
58
2.55
Bookvalue per sh$
0.31
0.34
0.37
0.39
0.40
0.41
0.40
0.35
0.36
0.34
1.71
(3.17%)
1.76%
—
0.64
TBV/sh$
0.77
0.90
0.92
1.04
1.10
1.12
1.29
1.40
1.59
1.62
2.05
8.11%
8.93%
—
2.20
Dividend per sh$
2.80
2.92
3.30
3.64
3.72
4.08
4.08
4.22
4.66
4.53
2.06
4.01%
3.91%
—
29.15
Div yield (avg)%
11.07
11.32
10.27
10.33
8.19
10.85
8.65
10.53
11.45
10.60
10.27
10.60
10.57
9
3.82
Payout ratio%
16.63
15.02
14.81
16.06
13.99
11.77
10.34
12.55
14.22
17.03
3.31
12.55
14.51
91
95.41
Shares (diluted)M
124.7
130.2
120.7
123.8
130.8
129.5
127.8
126.5
139.5
158.0
99.41
3.86%
3.72%
15
14.64
Buyback yield%
17.65
20.31
21.12
20.05
18.62
19.61
20.05
17.95
16.45
17.68
10.91
17.95
19.11
53
87.95
Eq/Assets%
81.28
86.76
90.65
99.51
110.27
124.63
125.73
123.06
139.92
137.89
120.64
125.73
116.66
66
0.606
Assets$B
0.525
0.561
0.607
0.645
0.730
0.751
0.856
0.925
1.035
1.134
0.034
9.20%
8.99%
10
473.0
LT debt$M
381.2
424.2
481.1
565.4
651.7
785.5
772.4
886.5
927.0
945.7
512.6
7.73%
9.53%
55
Total assets
$1.134B
8.99%
1.13×
Revenue
$923.6M
7.70%
1.00×
Non-interest expense
$439.6M
7.59%
0.99×
Net interest income
75.08%
Non-interest income
24.92%