51.95
Revenue$M
85.42
89.30
89.92
90.13
94.45
98.77
99.02
103.5
105.6
106.2
57.06
2.37%
2.51%
41
3.56
Revenue growth%
22.14
20.75
20.54
20.35
20.68
20.26
17.96
16.43
18.46
20.49
5.26
18.46
20.42
51
11.14
NIM%
14.69
16.42
15.17
17.59
14.65
15.83
15.95
18.37
19.59
21.79
24.04
18.37
16.19
67
10.47
Effic. R.%
30.14
28.02
25.23
23.42
25.03
26.23
29.00
29.71
30.07
28.61
15.79
29.00
28.31
15
4.14
Net margin%
24.64
23.25
23.35
21.05
19.62
20.19
22.05
19.48
17.90
15.01
4.69
19.48
20.62
48
10.94
P/E ratio (avg)x
10.15
9.851
9.097
9.384
9.199
9.219
9.878
9.350
8.753
8.992
36.62
9.219
9.284
68
10.89
P/TBVx
23.27
24.67
27.15
23.97
25.55
22.64
20.40
18.07
19.35
19.81
16.09
19.81
22.95
27
27.27
P/Bx
17.68
17.32
15.26
16.22
14.97
14.88
14.86
14.35
14.19
11.93
15.75
14.35
14.92
15
81.41
NII$M
49.09
50.49
52.14
51.04
53.49
56.32
55.91
59.46
61.58
61.26
109.9
2.75%
2.63%
—
16.17
NII grth%
14.23
14.89
14.87
14.32
14.88
12.46
11.57
12.22
9.99
9.35
17.51
11.57
13.34
61
14.39
ROTE%
24.33
23.31
21.71
23.36
21.05
21.51
24.39
25.01
27.75
24.87
21.84
24.87
23.84
83
26.89
Return on equity%
21.67
19.08
19.49
18.07
18.30
16.67
14.98
16.10
15.53
12.54
26.34
15.53
17.37
50
16.64
Return on assets%
31.59
33.20
33.48
32.80
32.30
31.06
29.31
31.25
28.53
29.99
22.82
29.99
31.42
30
0.44
EPS$
0.55
0.61
0.64
0.59
0.55
0.61
0.63
0.62
0.63
0.69
0.46
4.63%
2.28%
—
23.38
EPS growth%
18.95
17.03
17.94
17.25
19.35
21.28
22.38
19.62
18.62
21.13
20.49
21.13
19.15
67
0.86
Bookvalue per sh$
0.85
0.76
0.74
0.70
0.75
0.73
0.72
0.79
0.84
0.89
1.29
3.30%
(0.74%)
—
0.28
TBV/sh$
1.62
1.55
1.70
1.62
1.83
1.88
1.98
2.21
2.08
2.19
0.74
3.65%
4.39%
—
0.19
Dividend per sh$
0.57
0.61
0.69
0.72
0.77
0.84
0.97
1.08
1.27
1.27
0.39
10.43%
10.06%
—
16.09
Div yield (avg)%
29.17
27.18
28.02
25.65
27.11
26.73
28.98
29.07
26.44
27.47
15.75
27.47
27.33
16
16.63
Payout ratio%
30.67
28.95
29.85
26.97
26.05
27.14
29.10
27.06
25.18
22.65
22.81
27.06
27.10
29
30.87
Shares (diluted)M
36.86
34.64
37.76
38.74
36.78
38.98
40.55
45.80
49.34
52.62
31.99
7.42%
3.82%
62
13.90
Buyback yield%
16.92
15.92
16.34
15.56
17.63
17.57
15.93
15.20
13.13
11.36
18.54
15.20
15.93
35
102.67
Eq/Assets%
17.64
18.84
18.88
20.41
19.44
19.67
18.26
19.56
20.61
18.91
69.37
19.56
19.17
79
0.012
Assets$B
0.569
0.612
0.693
0.771
0.810
0.925
0.943
1.038
1.103
1.134
0.109
6.96%
8.51%
76
7.860
LT debt$M
18.62
20.37
21.13
18.69
18.71
16.80
15.24
13.49
11.65
11.75
62.20
(8.88%)
(5.26%)
80
Total assets
$1.134B
8.51%
1.77×
Revenue
$106.2M
2.51%
1.00×
Non-interest expense
$49.59M
2.72%
1.02×
Net interest income
57.68%
Non-interest income
42.32%