0.666
Revenue$B
3.000
2.947
2.966
2.994
3.001
3.008
3.025
2.956
3.007
2.948
0.703
(0.36%)
(0.28%)
9
27.39
Revenue growth%
21.69
24.03
23.07
23.15
25.53
22.73
24.84
27.06
29.69
31.75
6.89
27.06
24.43
91
23.60
Combined R.%
90.51
92.97
91.84
91.16
90.55
90.88
91.82
90.08
91.91
91.42
9.08
91.42
91.29
38
5.08
Operating margin%
11.44
10.20
9.18
6.36
4.45
1.59
4.43
3.48
4.37
6.46
16.27
4.37
5.40
18
17.56
Net margin%
16.52
19.36
19.30
16.41
18.83
21.10
21.61
23.93
26.72
25.05
29.80
23.93
20.23
89
12.43
P/E ratio (avg)x
11.99
12.17
11.91
11.78
12.79
13.60
13.82
14.26
15.18
16.13
36.65
14.26
13.20
86
21.30
P/TBVx
35.70
38.09
41.53
43.29
51.56
57.33
60.98
74.21
77.64
76.51
32.15
74.21
54.45
63
7.680
P/Bx
13.57
13.97
15.27
15.95
15.90
17.93
20.41
23.97
26.26
27.21
26.77
23.97
16.94
7
13.34
Prem. grth%
10.30
12.70
12.44
13.40
14.25
12.78
13.58
12.87
10.67
8.83
26.82
12.78
12.74
41
4.18
Invest. yld%
31.79
33.61
32.88
30.11
27.46
25.36
27.15
26.41
25.64
27.40
13.05
26.41
27.43
13
13.27
BVPS grth%
18.85
16.49
15.90
16.98
14.09
11.83
10.84
11.12
9.15
9.84
28.23
10.84
12.96
54
25.11
Return on equity%
8.53
6.31
8.79
10.80
9.95
8.17
10.87
12.41
11.31
8.47
14.73
10.87
9.37
51
5.99
Return on assets%
14.52
16.93
19.29
19.54
19.37
20.21
21.62
22.48
21.11
21.89
15.95
21.62
19.88
5
93.35
EPS$
101.60
94.09
91.61
82.66
71.94
69.77
65.14
63.58
62.24
56.31
100.57
(4.78%)
(5.82%)
—
26.53
EPS growth%
19.83
18.32
16.39
18.21
19.05
18.30
15.31
17.08
14.58
13.98
4.55
15.31
17.64
22
18.64
Bookvalue per sh$
43.63
39.57
41.41
36.55
33.44
36.57
32.32
33.73
30.84
30.36
33.58
(1.92%)
(3.58%)
—
78.30
TBV/sh$
31.59
33.02
34.33
37.53
35.55
38.15
38.29
36.17
36.90
41.75
46.05
3.27%
3.64%
—
78.93
Dividend per sh$
21.46
25.12
26.25
28.51
30.75
34.18
38.52
40.00
40.38
42.78
31.34
6.83%
7.03%
—
3.00
Div yield (avg)%
1.41
0.40
1.76
4.03
5.37
7.90
7.43
5.88
3.40
5.65
18.15
5.88
4.70
76
20.64
Payout ratio%
21.42
22.26
19.82
17.66
15.02
15.74
13.22
14.01
15.05
17.56
23.23
15.05
16.65
41
37.65
Shares (diluted)M
64.67
76.95
93.22
109.1
111.9
121.3
137.1
166.6
188.7
186.1
36.31
10.70%
12.73%
36
2.14
Buyback yield%
18.67
16.60
17.57
18.72
20.74
22.21
19.68
21.42
22.31
19.49
20.06
21.42
19.58
44
0.912
D/E ratiox
0.140
0.152
0.158
0.185
0.175
0.174
0.195
0.208
0.233
0.225
0.302
0.208
0.180
52
1.734
Assets$B
7.911
8.712
9.548
10.42
11.40
12.08
12.98
13.86
14.88
16.47
2.132
7.64%
8.08%
63
2.047
LT debt$B
0.916
1.058
1.219
1.153
1.144
1.320
1.242
1.205
1.183
1.099
0.944
(0.79%)
2.19%
29
Revenue
$2.948B
(0.28%)
1.00×
Claims and benefits
$1.791B
(0.37%)
0.99×
Total costs
$2.447B
(0.48%)
0.98×