651.0
Revenue$M
424.5
467.8
519.5
557.9
605.4
670.6
714.4
766.5
836.0
926.9
679.4
8.89%
9.11%
87
5.18
Revenue growth%
28.35
29.32
30.94
31.05
30.13
31.00
29.76
29.78
32.10
31.99
4.72
31.00
30.54
33
8.35
Combined R.%
92.44
91.74
92.93
91.26
91.08
90.50
93.62
90.96
92.42
92.31
6.23
92.31
92.02
26
11.22
Operating margin%
14.18
12.23
9.26
12.03
13.00
13.69
12.48
12.99
15.50
12.69
3.39
12.99
12.84
75
17.71
Net margin%
12.46
10.49
10.38
11.44
14.26
12.02
11.39
13.28
12.45
14.34
2.95
12.45
12.23
94
31.06
P/E ratio (avg)x
30.82
33.36
34.55
31.51
31.62
33.11
36.96
39.45
44.38
45.03
14.89
39.45
33.96
10
34.17
P/TBVx
36.05
35.48
35.61
37.98
38.81
37.90
38.87
35.25
33.96
34.19
6.595
35.25
35.83
55
10.38
P/Bx
32.16
34.82
33.32
35.51
38.69
37.75
38.67
37.05
35.14
32.77
21.78
37.05
35.32
35
9.98
Prem. grth%
22.56
23.55
26.21
29.02
27.05
27.34
30.19
28.76
30.13
32.24
6.21
30.13
28.05
87
21.69
Invest. yld%
29.92
27.33
29.39
27.16
24.19
22.22
23.93
22.27
24.37
24.14
12.17
23.93
24.28
73
25.16
BVPS grth%
27.24
26.94
27.87
28.83
31.57
32.19
29.61
26.81
26.91
25.98
3.41
26.91
27.55
62
2.66
Return on equity%
29.66
27.21
26.30
24.21
26.78
27.32
30.23
29.16
30.24
31.10
29.62
30.23
28.24
82
14.37
Return on assets%
5.58
8.28
6.82
4.91
3.82
3.68
4.24
6.76
5.38
5.12
23.75
5.12
5.25
28
2.34
EPS$
2.21
2.53
2.68
2.84
2.91
3.16
3.61
4.07
4.51
4.39
2.39
8.59%
7.55%
—
26.68
EPS growth%
24.38
22.99
20.36
20.56
19.00
18.90
16.59
13.82
11.81
11.42
7.50
13.82
18.95
67
12.67
Bookvalue per sh$
11.44
12.01
13.28
15.25
17.48
19.54
20.92
23.58
24.39
27.18
9.97
9.23%
10.66%
—
9.01
TBV/sh$
8.12
8.76
8.46
7.26
6.25
5.67
5.25
4.74
4.17
4.29
10.23
(7.24%)
(6.62%)
—
6.58
Dividend per sh$
6.47
6.86
6.95
7.00
6.54
7.18
7.78
7.21
7.90
8.62
13.20
5.69%
3.58%
—
20.92
Div yield (avg)%
28.17
27.29
24.77
24.13
21.84
22.36
23.02
20.21
19.90
21.19
5.53
21.19
22.69
19
5.64
Payout ratio%
22.41
23.26
20.53
19.96
20.46
19.17
18.49
16.31
14.63
16.96
20.01
16.96
19.56
74
44.42
Shares (diluted)M
42.13
40.88
36.25
37.43
32.69
35.47
37.09
35.58
34.78
37.57
42.99
2.82%
(0.31%)
20
17.50
Buyback yield%
25.56
26.98
27.21
27.48
28.13
25.56
25.39
23.84
26.63
28.31
12.03
25.56
26.80
80
0.802
D/E ratiox
1.634
1.472
1.360
1.293
1.284
1.261
1.312
1.152
0.985
0.912
0.530
1.152
1.288
86
0.174
Assets$B
2.568
2.853
3.074
3.352
3.734
4.082
4.340
4.641
5.000
5.315
0.361
7.31%
8.46%
57
837.4
LT debt$M
447.2
462.9
429.1
449.3
408.4
438.0
451.9
427.7
436.2
434.0
599.2
1.22%
0.20%
44
Revenue
$926.9M
9.11%
1.00×
Claims and benefits
$533.8M
9.15%
1.00×
Total costs
$784.7M
9.10%
1.00×