TruCap Finance

₹4.27As of Sun 8 Nov 2026, 12:00 UTC
NSE:TRUFinancials
Country India
PE (Fwd) —
TSR 4Y CAGR (48.24%)
Div yield —
ROTE —
Credit Services
Beta (5Y) 0.81
PE TTM —
TSR TTM (58.30%)
Mkt cap ₹485.3M
NIM —
SE Grade™
Value
Quality
Moat
1Y Price
Reference
₹4.66
—
9.23%
—
—
FY23
FY24
FY25
FY26
Earnings per share₹
0.06
0.93
(5.07)
(9.48)
(87.23%)
1518.29%
(645.16%)
(86.98%)
Revenue₹B
0.730
1.039
1.009
0.104
41.50%
42.39%
(2.93%)
(89.73%)
TTM
FYE 31 Mar INR
FY2017
FY2018
FY2019
FY2020
FY2021
FY2022
FY2023
FY2024
FY2025
FY2026
FY2027E
Trend
5Y
10Y
Peers
0.104
Revenue₹B
—
—
—
—
—
0.516
0.730
1.039
1.009
0.104
0.080
(33.06%)
(33.06%)
—
(89.73)
Revenue growth%
—
—
—
—
—
—
41.50
42.39
(2.93)
(89.73)
(22.68)
19.29
—
—
—
NIM%
—
—
—
—
—
—
—
—
—
—
—
—
—
—
987.27
Effic. R.%
—
—
—
—
—
82.04
101.28
86.02
126.43
987.27
200.00
101.28
101.28
—
(1087.64)
Net margin%
—
—
—
—
—
7.73
0.87
10.55
(58.75)
(1087.64)
(100.00)
0.87
0.87
—
—
P/E ratio (avg)x
—
—
—
—
—
—
1,318
70.62
—
—
—
694.4
—
—
—
P/TBVx
—
—
—
—
—
—
—
—
—
—
—
—
—
8
—
P/Bx
—
—
—
—
—
—
—
—
—
—
—
—
—
15
38.09
NII₹M
—
—
—
—
—
210.0
423.4
379.4
754.1
38.09
29.89
(34.74%)
(34.74%)
—
(94.95)
NII grth%
—
—
—
—
—
—
101.59
(10.40)
98.80
(94.95)
(21.55)
44.20
—
—
—
ROTE%
—
—
—
—
—
—
—
—
—
—
—
—
—
4
—
Return on equity%
—
—
—
—
—
—
—
—
—
—
—
—
—
0
—
Return on assets%
—
—
—
—
—
—
—
—
—
—
—
—
—
7
(9.48)
EPS₹
—
—
—
—
—
0.40
0.06
0.93
(5.07)
(9.48)
(0.67)
51.99%
51.99%
—
(86.98)
EPS growth%
—
—
—
—
—
—
(86.03)
1553.05
(642.48)
(86.98)
92.89
(86.50)
—
—
—
Bookvalue per sh₹
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
TBV/sh₹
—
—
—
—
—
—
—
—
—
—
—
—
—
—
—
Dividend per sh₹
—
—
—
—
—
0.01
0.01
0.01
—
—
—
—
—
—
—
Div yield (avg)%
—
—
—
—
—
—
0.01
0.02
—
—
—
0.01
—
—
—
Payout ratio%
—
—
—
—
—
2.22
17.40
1.08
—
—
—
2.22
—
—
118.8
Shares (diluted)M
—
—
—
—
—
98.49
111.7
117.3
116.9
118.8
◌118.8
4.80%
4.80%
—
(1.68)
Buyback yield%
—
—
—
—
—
—
(13.39)
(5.04)
0.37
(1.68)
◌—
(3.36)
—
—
—
Eq/Assets%
—
—
—
—
—
—
—
—
—
—
—
—
—
4
—
Assets₹M
—
—
—
—
—
—
—
—
—
—
—
—
—
60
—
LT debt₹M
—
—
—
—
—
—
—
—
—
—
—
—
—
79
Peers (US$5.303M)
Cap (US$)
PE
Capital
TTM
5Y
10Y
Tang eq%
—
—
—
LT debt%
—
—
—
Cash%
—
—
—
Sh yield%
(1.68)
(3.35)
(3.35)
Owners
Insiders/Inst%
8.93
3.70
Short interest%
—
SBC / revenue%
(1.77)
Record
10Y
Profitable years
3/5
Revenue growth years
2/4
EPS growth years
1/4
Dividend streakyrs
0
ROE range%
—
$1 testx
—
Incr. ROIC%
—

TruCap Finance Limited, a non-banking finance company, provides loans in India. The company operates in two segments, Fund Based Activities and Advisory Services. It offers micro enterprise loans, small and medium-sized enterprise loans, other structured business, personal loans, and gold loans, as well as related ancillary services.

Growth vs revenue
Latest
Trend
4Y CAGR
Rel growth
Revenue
₹103.6M
(33.06%)
1.00×
Non-interest expense
₹1.023B
24.69%
12.03×
Revenue mix
Share
Trend
Non-interest income
63.22%
Net interest income
36.78%
Reinvestment returns
No breakdown available