PNB Gilts

₹80.37As of Sun 8 Nov 2026, 12:00 UTC

NSE:PNBGILTSFinancials

Country India

PE (Fwd) 8.777

TSR 10Y CAGR 13.03%

Div yield 2.49%

ROTE —

Capital Markets

Beta (5Y) 0.50

PE TTM 7.966

TSR TTM (10.37%)

Mkt cap ₹14.38B

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

₹86

6.74%

169.57%

Price below Reference Value

FY23

FY24

FY25

FY26

Earnings per share₹

(4.29)

3.86

12.95

10.09

(146.60%)

189.88%

235.73%

(22.06%)

Revenue₹B

2.570

1.652

3.638

3.866

(46.39%)

(35.71%)

120.20%

6.25%

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

5Y

10Y

Peers

3.866

Revenue₹B

—

—

—

—

—

9.707

12.22

15.18

15.12

16.89

—

14.85%

14.85%

36

6.25

Revenue growth%

—

—

—

—

—

—

(46.39)

(35.71)

120.20

6.25

(2.23)

(14.73)

—

41

—

NIM%

—

—

—

—

—

—

—

—

—

—

—

—

—

—

19.67

Effic. R.%

—

—

—

—

—

9.15

18.18

42.48

15.14

19.67

—

18.18

18.18

—

46.98

Net margin%

—

—

—

—

—

34.56

(30.04)

42.01

64.05

46.98

44.96

42.01

42.01

79

7.966

P/E ratio (avg)x

—

—

—

—

—

7.597

—

24.38

9.625

9.410

8.514

9.518

—

57

—

P/TBVx

—

—

—

—

—

—

—

—

—

—

—

—

—

83

—

P/Bx

—

—

—

—

—

—

—

—

—

—

—

—

—

79

3.768

NII₹B

—

—

—

—

—

4.603

2.488

1.068

1.996

3.768

—

(4.88%)

(4.88%)

—

88.74

NII grth%

—

—

—

—

—

—

(45.96)

(57.08)

86.95

88.74

—

20.50

—

—

—

ROTE%

—

—

—

—

—

—

—

—

—

—

—

—

—

52

—

Return on equity%

—

—

—

—

—

—

—

—

—

—

—

—

—

50

—

Return on assets%

—

—

—

—

—

—

—

—

—

—

—

—

—

25

10.09

EPS₹

—

—

—

—

—

9.21

(4.29)

3.86

12.95

10.09

9.44

2.32%

2.32%

—

(22.06)

EPS growth%

—

—

—

—

—

—

(146.60)

189.88

235.73

(22.06)

(6.43)

83.91

—

20

—

Bookvalue per sh₹

—

—

—

—

—

—

—

—

—

—

—

—

—

—

—

TBV/sh₹

—

—

—

—

—

—

—

—

—

—

—

—

—

—

2.00

Dividend per sh₹

—

—

—

—

—

5.00

—

1.00

1.00

2.00

2.15

(20.47%)

(20.47%)

—

2.49

Div yield (avg)%

—

—

—

—

—

7.15

—

1.06

0.80

2.11

2.68

1.59

—

19

19.82

Payout ratio%

—

—

—

—

—

54.31

—

25.93

7.72

19.82

22.77

22.88

—

27

180.0

Shares (diluted)M

—

—

—

—

—

180.0

180.0

180.0

180.0

180.0

◌180.0

—

—

87

—

Buyback yield%

—

—

—

—

—

—

—

—

—

—

◌—

—

—

87

—

Eq/Assets%

—

—

—

—

—

—

—

—

—

—

—

—

—

3

—

Assets₹M

—

—

—

—

—

—

—

—

—

—

—

—

—

90

—

LT debt₹M

—

—

—

—

—

—

—

—

—

—

—

—

—

93

Peers (US$154.0M)

Cap (US$)

PE

Gretex Corporate…

202.3M

61.64x

5paisa Capital Limited

169.2M

31.24x

Summit Securities…

158.4M

11.47x

StablecoinX Inc.

154.5M

—

Capital

TTM

5Y

10Y

Tang eq%

—

—

—

LT debt%

—

—

—

Cash%

—

—

—

Sh yield%

2.49

0.93

0.93

Owners

Insiders/Inst%

1.86

0.05

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

4/5

Revenue growth years

2/4

EPS growth years

2/4

Dividend streakyrs

0

ROE range%

—

$1 testx

—

Incr. ROIC%

—

PNB Gilts Ltd. operates as a government securities dealer in India.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹3.866B

(5.24%)

1.00×

Operating costs

₹1.450B

(14.34%)

0.67×

Revenue mix

Share

Trend

Net interest income

97.46%

Non-interest income

2.54%

Reinvestment returns

n/m

Trend

Retention rate

n/m

-

Return on capital

n/m

-

Spread over hurdle

n/m

-