Kotak Mahindra Bank

₹480.50As of Sun 8 Nov 2026, 12:00 UTC

NSE:KOTAKBANKFinancials

Country India

PE (Fwd) 21.28

TSR 10Y CAGR 11.41%

Div yield 0.14%

ROTE —

Banks (Regional)

Beta (5Y) 0.26

PE TTM 24.78

TSR TTM 14.48%

Mkt cap ₹4.775T

NIM —

SE Grade™

—

Value

Quality

—

Moat

—

1Y Price

Reference

₹524

9.09%

(30.02%)

Price above Reference Value

TTM

FYE 31 Mar INR

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026

FY2027E

Trend

10Y

Peers

783.3

Revenue₹B

—

471.3

537.3

717.1

786.3

783.3

845.5

13.54%

(0.39)

Revenue growth%

—

14.01

33.46

9.66

(0.39)

7.95

11.83

—

NIM%

—

61.70

Effic. R.%

—

64.19

62.35

63.64

58.00

61.70

61.64

62.35

—

24.62

Net margin%

—

25.57

27.70

25.35

28.14

24.62

24.69

25.57

24.78

P/E ratio (avg)x

—

30.14

24.04

20.08

16.12

21.15

22.89

21.15

—

P/TBVx

—

P/Bx

—

401.6

NII₹B

—

221.9

277.4

336.7

374.0

401.6

434.7

15.99%

—

7.39

NII grth%

—

25.03

21.38

11.07

7.39

8.25

16.22

—

ROTE%

—

Return on equity%

—

Return on assets%

—

19.39

EPS₹

—

12.15

14.99

18.29

22.26

19.39

20.99

12.41%

—

(12.87)

EPS growth%

—

23.40

22.02

21.70

(12.87)

8.24

21.86

—

Bookvalue per sh₹

—

TBV/sh₹

—

0.65

Dividend per sh₹

—

0.22

0.30

0.40

0.50

0.65

0.70

31.11%

—

0.14

Div yield (avg)%

—

0.06

0.08

0.11

0.14

0.16

0.15

0.11

3.35

Payout ratio%

—

1.81

2.00

2.19

2.25

3.35

3.33

2.19

9.945

Shares (diluted)B

—

9.920

9.931

9.937

9.941

9.945

◌9.945

0.06%

(0.04)

Buyback yield%

—

(0.11)

(0.07)

(0.03)

(0.04)

◌—

(0.05)

—

Eq/Assets%

—

100

—

Assets₹M

—

LT debt₹M

—

Peers (US$50.84B)

Cap (US$)

ICICI Bank Limited

120.1B

19.30x

State Bank of India

100.1B

10.40x

Axis Bank Limited

43.73B

13.82x

Shanghai Pudong…

50.08B

7.075x

Capital

TTM

10Y

Tang eq%

—

LT debt%

—

Cash%

—

Sh yield%

0.09

0.07

Owners

Insiders/Inst%

26.14

50.62

Short interest%

—

SBC / revenue%

0.11

Record

10Y

Profitable years

5/5

Revenue growth years

3/4

EPS growth years

3/4

Dividend streakyrs

ROE range%

—

$1 testx

—

Incr. ROIC%

—

Kotak Mahindra Bank Limited provides banking and financial services to corporate and individual customers in India, operating across segments including corporate/wholesale banking, retail banking, treasury, vehicle financing, broking, asset management and insurance. It offers deposit accounts, a range of loans, cards, payments and remittance, insurance, trade and cash management services, digital banking and investment products.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

₹783.3B

13.54%

1.00×

Non-interest expense

₹483.3B

12.42%

0.96×

Revenue mix

Trend

Net interest income

51.27%

Non-interest income

48.73%

Reinvestment returns

n/m

Trend

Retention rate

n/m

Return on capital

n/m

Spread over hurdle

n/m