281.2
Revenue$M
404.4
438.4
470.2
508.1
548.7
584.3
626.1
682.7
734.5
795.3
288.4
7.71%
7.68%
91
12.89
Revenue growth%
10.23
12.86
11.41
9.54
6.63
8.12
6.95
8.77
10.80
10.97
24.21
8.77
9.89
56
7.36
NIM%
4.24
6.63
8.69
10.01
9.78
7.08
9.14
11.58
8.58
9.68
17.54
9.14
8.92
13
20.13
Effic. R.%
27.27
26.89
26.68
23.82
22.88
23.01
23.59
24.95
26.22
24.04
17.11
24.04
24.49
78
28.27
Net margin%
19.79
17.50
15.66
13.18
11.94
9.45
9.51
7.24
6.62
4.81
10.70
7.24
10.73
26
32.96
P/E ratio (avg)x
45.74
55.24
65.28
67.28
74.61
85.84
88.95
97.74
117.9
127.7
10.22
97.74
80.22
80
21.44
P/TBVx
32.78
31.05
32.78
31.78
28.37
26.33
27.72
26.19
24.32
23.14
27.14
26.19
28.05
60
35.90
P/Bx
45.40
47.56
50.62
51.59
54.40
54.28
60.88
72.85
78.29
86.85
36.14
72.85
54.34
35
318.6
NII$M
293.5
318.6
341.1
369.8
393.7
423.3
448.6
490.1
528.5
577.5
451.1
7.97%
7.91%
—
21.17
NII grth%
14.14
13.68
13.67
13.32
12.28
11.65
13.59
13.90
13.10
11.93
7.50
13.10
13.46
33
4.50
ROTE%
12.86
9.90
10.38
8.11
9.49
7.50
10.19
12.07
11.53
10.81
18.05
10.81
10.29
80
22.47
Return on equity%
2.71
5.21
4.35
4.85
3.09
5.00
2.60
4.11
6.57
7.48
10.25
5.00
4.60
88
10.76
Return on assets%
14.09
15.07
15.01
15.40
17.12
17.22
18.08
16.35
16.07
16.11
8.82
16.35
16.09
6
5.54
EPS$
8.50
8.74
8.69
8.18
8.16
8.72
8.96
9.53
9.45
9.05
5.72
2.08%
0.13%
—
25.19
EPS growth%
14.49
15.84
16.32
13.42
13.65
13.68
14.33
13.33
12.65
11.22
3.86
13.33
13.66
79
2.96
Bookvalue per sh$
5.29
5.59
5.23
5.09
4.64
3.99
3.73
3.84
3.60
3.44
3.88
(5.80%)
(5.14%)
—
8.78
TBV/sh$
11.11
9.99
9.13
8.39
9.09
8.86
9.88
10.38
11.03
9.86
3.33
1.65%
(1.03%)
—
6.54
Dividend per sh$
14.72
17.54
17.16
19.78
23.79
24.87
29.41
33.42
39.04
41.38
3.00
11.71%
11.07%
—
9.99
Div yield (avg)%
7.88
10.67
9.41
12.06
14.94
13.07
11.81
10.36
10.62
12.18
3.22
11.81
11.24
23
3.50
Payout ratio%
24.33
24.02
22.49
22.57
23.84
22.20
23.52
20.99
23.53
26.38
16.69
23.52
23.52
84
31.75
Shares (diluted)M
31.63
30.53
26.99
24.02
21.21
20.27
22.19
20.14
21.42
22.68
31.88
1.35%
(3.09%)
51
3.41
Buyback yield%
27.96
29.92
28.61
27.47
29.23
28.86
27.97
27.82
27.38
30.27
25.04
27.97
28.29
48
179.37
Eq/Assets%
234.95
235.88
249.39
251.99
278.09
269.94
310.50
354.23
383.25
414.14
118.17
354.23
274.01
57
0.309
Assets$B
2.604
2.893
3.108
3.453
3.614
3.993
4.336
4.670
5.017
5.329
0.386
8.08%
8.72%
77
543.7
LT debt$M
381.8
434.3
451.2
448.1
442.7
453.7
486.7
478.9
544.5
538.2
86.41
3.99%
3.90%
12
Total assets
$5.329B
8.72%
1.10×
Revenue
$795.3M
7.68%
1.00×
Non-interest expense
$475.8M
7.88%
1.02×
Net interest income
72.62%
Non-interest income
27.38%