126.9
Revenue$M
601.4
614.8
616.4
624.8
621.7
642.9
665.3
675.6
697.0
717.6
141.4
2.91%
1.95%
22
16.64
Revenue growth%
2.54
2.46
2.41
2.87
0.50
0.40
3.10
5.06
2.23
2.67
5.54
2.67
2.50
66
11.75
NIM%
2.63
5.11
6.64
5.33
4.59
4.65
4.06
1.08
2.94
1.80
11.71
2.94
4.33
17
21.00
Effic. R.%
17.82
15.63
14.78
16.90
15.19
15.39
14.28
13.06
12.28
14.66
8.96
14.28
14.98
79
4.13
Net margin%
13.02
14.13
13.64
14.93
17.24
18.94
20.74
23.18
24.64
23.32
13.48
23.18
18.09
11
32.18
P/E ratio (avg)x
53.76
54.88
62.42
68.57
77.44
78.83
74.84
84.95
86.73
90.71
17.53
84.95
76.14
34
32.81
P/TBVx
26.82
25.82
22.99
20.56
18.00
15.34
14.40
12.80
13.00
11.22
20.52
13.00
16.67
74
24.88
P/Bx
13.07
11.23
12.02
12.28
12.03
10.52
10.22
9.174
9.805
8.285
12.56
9.805
10.88
89
506.3
NII$M
470.3
481.0
473.2
482.0
475.7
499.7
509.1
528.6
541.1
558.3
542.2
3.25%
1.99%
—
8.40
NII grth%
15.13
16.89
15.88
15.98
17.92
20.50
19.56
18.56
16.57
15.79
22.75
18.56
16.73
81
4.36
ROTE%
13.61
16.11
13.91
16.51
13.66
16.14
18.03
20.47
20.50
22.76
5.78
20.47
16.33
80
6.62
Return on equity%
16.61
15.34
12.76
13.40
14.64
15.69
14.60
12.28
10.73
10.08
24.25
12.28
14.00
66
19.51
Return on assets%
16.79
14.99
14.96
17.95
20.76
21.18
18.83
20.22
20.96
21.09
25.76
20.96
19.52
20
0.99
EPS$
1.41
1.55
1.51
1.63
1.89
2.05
2.20
2.29
2.67
2.73
1.06
7.61%
7.08%
—
17.23
EPS growth%
30.65
31.56
34.52
33.57
33.03
32.86
35.82
36.48
35.95
35.32
10.69
35.82
34.04
21
0.82
Bookvalue per sh$
0.58
0.67
0.73
0.72
0.69
0.81
0.92
0.92
1.07
1.13
0.83
10.38%
6.42%
—
2.07
TBV/sh$
2.08
2.38
2.56
2.94
3.32
3.41
3.59
3.58
3.99
4.12
1.57
4.40%
7.47%
—
1.19
Dividend per sh$
1.87
2.07
2.10
2.10
2.19
2.09
2.08
2.36
2.64
2.98
0.39
6.43%
6.01%
—
11.26
Div yield (avg)%
24.54
21.55
19.78
22.53
19.66
17.21
17.79
18.05
18.63
15.69
24.14
17.79
19.14
42
21.03
Payout ratio%
0.40
0.40
0.40
0.40
0.40
0.40
0.40
2.19
4.21
1.42
27.18
1.42
0.40
17
148.4
Shares (diluted)M
222.3
269.0
277.8
300.9
325.9
363.9
368.0
434.3
518.1
555.6
146.5
11.26%
9.94%
85
11.98
Buyback yield%
8.21
5.70
3.95
5.73
6.38
8.66
9.26
7.37
7.27
8.96
14.69
8.66
7.32
28
139.84
Eq/Assets%
182.72
175.79
166.16
189.06
195.51
195.43
189.57
206.06
224.28
232.10
118.60
206.06
192.50
87
0.222
Assets$B
1.644
1.846
2.032
2.179
2.309
2.572
2.730
2.964
3.130
3.401
0.557
8.05%
8.05%
14
207.3
LT debt$M
584.2
650.4
722.5
774.2
751.9
815.1
794.9
771.3
749.6
737.1
316.2
(0.40%)
1.63%
30
Total assets
$3.401B
8.05%
1.79×
Revenue
$717.6M
1.95%
1.00×
Non-interest expense
$416.8M
2.05%
1.01×
Net interest income
77.80%
Non-interest income
22.20%