17.67
Revenue$M
67.65
67.69
67.61
68.79
70.41
70.39
70.56
70.91
73.00
72.89
18.24
0.70%
0.92%
70
5.65
Revenue growth%
3.44
4.39
5.75
2.83
0.40
0.40
2.24
2.18
4.62
1.79
24.39
2.18
2.54
28
12.23
NIM%
26.27
25.94
23.32
23.67
24.78
25.27
26.05
28.92
31.25
29.47
5.14
28.92
26.00
28
9.18
Effic. R.%
13.75
11.80
10.12
9.97
9.83
8.66
11.34
9.66
9.00
7.47
10.29
9.00
9.90
7
9.58
Net margin%
11.93
12.75
11.38
9.93
9.59
11.63
8.90
7.36
4.41
3.44
13.71
7.36
9.76
20
27.05
P/E ratio (avg)x
27.63
27.55
26.64
30.19
30.42
29.84
33.06
35.99
40.78
39.68
13.62
35.99
30.31
39
23.32
P/TBVx
10.62
11.34
10.33
11.50
12.59
11.88
10.45
9.721
8.698
7.702
32.10
9.721
10.53
59
13.37
P/Bx
33.82
39.67
41.49
44.42
49.71
50.99
52.77
50.17
57.87
62.71
34.42
52.77
49.94
9
7.899
NII$M
38.65
38.69
37.97
38.65
40.64
39.60
40.76
39.90
41.15
42.26
79.28
0.79%
0.97%
—
19.51
NII grth%
15.14
15.47
15.45
16.15
14.04
15.80
14.92
16.06
16.36
14.45
20.98
15.80
15.46
30
11.06
ROTE%
1.05
0.40
0.40
0.40
0.40
1.00
1.93
2.11
4.66
6.06
18.33
2.11
1.02
16
27.94
Return on equity%
6.92
7.19
4.50
1.58
0.40
1.50
0.40
0.40
0.40
0.40
9.96
0.40
0.95
92
20.55
Return on assets%
5.29
6.01
5.27
5.41
2.82
5.78
8.24
6.80
4.85
7.77
9.11
6.80
5.59
57
4.05
EPS$
7.01
7.70
7.82
8.38
9.01
8.61
8.38
9.89
11.50
10.95
4.46
3.98%
5.82%
—
22.16
EPS growth%
27.76
25.83
26.96
28.66
30.58
27.68
27.88
25.71
26.27
27.79
13.38
27.68
27.72
54
0.92
Bookvalue per sh$
5.26
5.88
5.73
6.65
7.04
6.82
7.17
7.46
7.42
7.94
0.88
2.43%
4.57%
—
5.15
TBV/sh$
4.87
4.92
5.46
6.08
5.94
6.81
7.46
7.63
8.36
8.81
5.50
8.21%
6.38%
—
1.19
Dividend per sh$
1.56
1.56
1.72
1.71
1.52
1.63
1.64
1.64
1.78
1.73
3.78
2.66%
(0.23%)
—
5.49
Div yield (avg)%
10.37
9.48
7.45
10.29
9.72
8.34
7.29
8.52
6.24
7.58
4.59
7.58
8.43
92
25.66
Payout ratio%
5.33
6.35
3.78
5.59
6.01
8.52
7.35
7.34
4.52
3.76
8.33
7.34
5.80
61
6.252
Shares (diluted)M
8.796
9.719
9.489
10.71
11.82
11.58
12.87
12.78
14.18
13.51
6.213
2.71%
6.05%
23
10.21
Buyback yield%
5.48
4.76
2.29
2.17
4.72
1.89
1.44
2.32
4.39
2.18
13.35
2.18
2.31
20
170.70
Eq/Assets%
108.22
106.47
115.57
111.97
109.08
118.83
127.43
120.23
130.81
134.73
169.24
127.43
117.20
23
54.65
Assets$M
65.69
70.25
75.90
83.73
93.01
98.05
107.8
111.5
125.7
133.4
13.60
7.48%
8.65%
55
51.88
LT debt$M
73.90
81.75
84.49
86.00
95.14
98.27
106.4
121.5
134.2
138.6
48.31
7.82%
6.39%
9
Total assets
$133.4M
8.65%
2.09×
Revenue
$72.89M
0.92%
1.00×
Non-interest expense
$42.43M
1.07%
1.01×
Net interest income
57.98%
Non-interest income
42.02%