73.50
Revenue$M
57.49
57.98
59.34
60.80
62.95
65.38
65.60
65.90
65.49
67.56
77.59
1.42%
1.89%
77
19.10
Revenue growth%
3.47
1.56
0.40
1.07
1.01
1.94
2.11
3.11
2.88
1.71
6.69
2.11
1.83
60
13.91
NIM%
3.03
3.86
2.41
3.70
4.00
3.36
5.46
8.25
9.73
8.76
25.05
8.25
3.93
85
26.77
Effic. R.%
8.54
6.08
3.75
1.06
2.63
4.45
3.66
5.47
4.54
5.56
2.85
4.54
4.50
10
13.10
Net margin%
24.18
22.96
24.02
22.56
20.73
23.28
24.64
25.04
23.29
21.93
8.34
23.29
23.29
36
6.403
P/E ratio (avg)x
16.44
18.73
21.23
22.62
23.50
24.18
23.20
25.48
26.04
27.94
22.77
25.48
23.35
66
13.52
P/TBVx
43.90
43.79
43.34
43.13
46.59
44.89
43.89
49.71
57.53
65.04
36.02
49.71
44.39
88
34.56
P/Bx
16.13
16.80
16.75
15.95
14.29
14.80
14.50
13.05
12.05
13.47
15.40
13.47
14.65
33
29.54
NII$M
45.03
44.85
46.00
46.71
48.29
50.31
50.74
51.47
51.28
51.83
33.07
1.43%
1.77%
—
17.03
NII grth%
25.49
27.65
29.46
31.58
30.26
32.15
32.18
32.27
33.88
36.07
8.36
32.27
31.86
53
28.76
ROTE%
27.79
27.30
27.06
30.03
29.94
29.18
28.55
29.60
27.24
28.41
29.27
28.55
28.48
27
9.26
Return on equity%
5.89
3.49
2.31
3.55
5.51
6.06
6.35
4.61
4.27
6.91
6.97
6.06
5.06
65
21.28
Return on assets%
18.23
15.29
17.15
16.55
14.38
11.89
10.40
12.06
14.52
15.05
22.58
12.06
14.79
34
1.11
EPS$
3.95
3.94
4.39
4.33
4.29
4.77
5.30
5.83
6.38
6.90
1.18
9.98%
4.88%
—
6.20
EPS growth%
16.50
16.98
16.58
18.89
20.23
22.80
22.02
22.54
22.01
23.73
2.30
22.54
21.12
30
2.19
Bookvalue per sh$
0.78
0.72
0.71
0.70
0.66
0.68
0.77
0.78
0.82
0.81
2.27
4.27%
0.68%
—
1.95
TBV/sh$
3.72
3.65
3.66
3.51
3.43
3.80
4.13
3.92
4.26
4.43
1.53
5.23%
1.51%
—
2.63
Dividend per sh$
0.57
0.59
0.57
0.55
0.51
0.48
0.49
0.47
0.51
0.46
0.52
(1.83%)
(1.18%)
—
5.43
Div yield (avg)%
22.83
20.70
21.84
22.84
23.68
22.28
23.35
22.65
23.74
26.08
27.38
23.35
22.83
32
14.37
Payout ratio%
19.67
20.39
23.34
23.66
23.58
21.76
22.09
24.03
23.89
22.01
22.93
22.09
22.72
82
11.58
Shares (diluted)M
13.04
13.07
14.13
14.31
12.99
14.27
15.26
15.47
13.97
13.63
11.47
0.97%
1.14%
19
27.91
Buyback yield%
12.84
10.75
11.04
12.11
14.66
15.34
18.19
19.32
17.74
17.97
10.97
17.97
15.00
25
122.79
Eq/Assets%
26.63
27.60
28.40
30.44
32.82
32.31
32.04
33.27
34.85
30.61
61.69
32.31
31.33
74
35.37
Assets$M
217.3
243.0
261.2
270.6
300.5
329.8
347.5
376.0
401.8
457.4
34.19
8.76%
8.43%
37
40.56
LT debt$M
7.194
7.918
8.830
8.534
9.924
9.880
11.25
10.87
10.92
10.22
23.29
0.58%
4.77%
23
Total assets
$457.4M
8.43%
1.86×
Revenue
$67.56M
1.89%
1.00×
Non-interest expense
$33.60M
1.68%
0.98×
Net interest income
76.72%
Non-interest income
23.28%