186.5
Revenue$M
183.3
195.4
207.2
212.6
226.5
232.7
245.2
250.8
259.8
273.2
191.4
3.82%
4.31%
39
8.43
Revenue growth%
22.14
20.15
18.79
21.55
20.01
21.67
23.13
24.53
25.71
22.94
6.22
23.13
21.91
12
12.24
NIM%
28.60
29.72
28.02
30.76
30.25
29.14
26.67
29.61
29.86
27.75
22.54
29.14
29.38
28
6.24
Effic. R.%
26.82
25.98
28.44
28.84
25.87
26.41
28.46
27.76
30.75
32.54
17.40
28.46
28.10
26
29.01
Net margin%
19.54
22.35
24.82
22.76
24.11
21.75
24.44
27.19
25.71
26.86
12.17
25.71
24.28
86
14.52
P/E ratio (avg)x
16.84
15.34
13.65
14.82
14.92
15.75
17.46
17.96
19.09
19.88
33.93
17.96
16.30
35
21.64
P/TBVx
24.18
22.43
20.39
19.21
17.91
19.83
22.30
25.01
25.09
28.28
14.13
25.01
22.37
91
9.657
P/Bx
41.07
43.28
43.58
49.53
54.97
61.86
63.30
65.33
72.93
81.09
10.55
65.33
58.42
53
179.1
NII$M
134.8
144.8
151.9
155.0
166.6
174.3
183.0
186.0
191.6
203.9
74.63
4.12%
4.53%
—
9.58
NII grth%
24.56
23.88
21.87
20.01
17.23
20.20
21.02
22.89
22.63
24.06
12.45
22.63
22.25
40
19.84
ROTE%
13.22
10.65
12.69
11.04
13.34
10.97
11.52
14.46
12.28
14.20
13.79
12.28
12.48
92
24.88
Return on equity%
12.38
10.81
8.65
7.60
5.87
5.61
6.85
9.29
11.97
14.63
29.07
9.29
8.97
71
13.64
Return on assets%
11.56
9.16
9.58
11.44
9.43
9.73
9.73
10.18
9.36
11.65
19.14
9.73
9.73
85
3.37
EPS$
4.03
3.83
3.85
4.47
5.16
5.32
5.07
4.85
5.58
6.25
3.68
3.88%
5.91%
—
27.31
EPS growth%
24.21
23.88
24.68
23.24
20.28
20.32
19.23
17.80
20.53
22.76
24.32
20.32
21.64
48
2.24
Bookvalue per sh$
1.07
1.11
1.10
1.15
1.20
1.11
0.96
0.86
0.74
0.72
4.02
(9.65%)
(4.69%)
—
4.10
TBV/sh$
2.57
2.89
3.09
3.46
3.83
4.56
5.28
6.10
7.42
8.69
4.80
17.83%
13.60%
—
2.10
Dividend per sh$
0.61
0.66
0.72
0.71
0.69
0.67
0.70
0.70
0.67
0.62
1.25
(2.23%)
(0.93%)
—
18.27
Div yield (avg)%
15.90
15.03
15.86
17.21
19.44
17.38
19.69
17.09
18.44
19.62
20.13
18.44
17.30
19
28.06
Payout ratio%
27.79
26.83
28.14
27.90
25.69
23.12
23.95
21.40
22.17
20.61
13.05
22.17
24.82
80
17.36
Shares (diluted)M
16.99
16.03
17.89
20.38
20.88
22.25
24.90
26.66
29.21
28.24
17.79
6.23%
4.77%
92
14.44
Buyback yield%
26.35
24.95
22.23
20.52
22.95
25.57
26.65
28.30
28.18
28.54
28.48
28.18
25.96
33
119.04
Eq/Assets%
121.46
115.19
117.71
124.88
118.90
113.14
116.58
114.06
123.97
118.96
61.23
116.58
118.31
71
0.172
Assets$B
0.690
0.741
0.793
0.867
0.965
1.046
1.166
1.283
1.349
1.453
0.039
8.53%
8.42%
51
115.0
LT debt$M
204.4
230.4
222.7
220.9
220.3
264.1
301.3
349.6
385.8
385.1
40.97
11.82%
7.29%
47
Total assets
$1.453B
8.42%
1.47×
Revenue
$273.2M
4.31%
1.00×
Non-interest expense
$124.2M
4.33%
1.00×
Net interest income
74.62%
Non-interest income
25.38%