15.44
Revenue$M
21.47
22.78
23.94
26.00
27.44
29.10
30.70
33.51
35.51
37.73
16.48
6.58%
6.76%
17
15.64
Revenue growth%
11.59
10.00
7.78
9.08
9.54
9.10
8.03
10.90
7.97
9.78
6.76
9.10
9.32
36
27.78
NIM%
22.54
19.58
17.82
17.03
17.73
17.28
16.16
15.98
13.66
10.96
11.64
15.98
17.15
36
10.77
Effic. R.%
21.00
19.22
16.29
16.23
17.11
16.77
18.75
21.25
19.32
22.08
3.59
19.32
18.99
62
19.08
Net margin%
6.94
7.45
4.89
5.65
8.21
5.68
3.56
5.30
5.12
4.72
26.81
5.12
5.48
41
23.17
P/E ratio (avg)x
16.21
16.49
18.29
16.19
14.69
16.25
16.32
17.49
15.77
16.09
29.38
16.25
16.23
16
30.17
P/TBVx
26.13
24.88
25.64
28.66
31.64
31.87
37.22
36.62
38.36
39.87
13.56
37.22
31.76
75
26.57
P/Bx
23.04
21.68
24.31
24.93
22.46
23.69
24.22
21.72
24.34
24.22
36.49
24.22
23.95
21
10.08
NII$M
16.09
17.07
17.99
19.51
20.56
22.07
23.16
25.25
26.44
28.37
25.55
6.66%
6.77%
—
18.16
NII grth%
23.92
22.62
20.89
19.78
21.96
20.02
20.31
19.98
20.92
20.24
8.84
20.24
20.60
75
6.39
ROTE%
13.01
15.76
15.71
17.43
17.71
19.84
21.92
24.08
22.20
21.56
24.67
21.92
18.78
53
7.17
Return on equity%
5.35
2.51
2.86
1.66
3.50
3.82
6.21
7.56
7.26
7.79
13.55
7.26
4.59
54
23.69
Return on assets%
14.54
13.84
12.22
14.60
13.08
11.11
10.83
11.56
8.64
10.87
27.58
10.87
11.89
61
1.98
EPS$
1.34
1.26
1.40
1.51
1.48
1.54
1.47
1.71
1.76
1.92
2.05
5.36%
3.02%
—
17.28
EPS growth%
10.76
9.32
9.38
9.91
8.22
7.71
7.73
6.00
6.04
8.48
28.29
7.71
8.35
86
1.24
Bookvalue per sh$
1.38
1.34
1.54
1.67
1.77
1.85
2.07
2.34
2.34
2.18
0.93
4.33%
5.06%
—
1.50
TBV/sh$
0.72
0.81
0.78
0.75
0.76
0.83
0.84
0.87
0.82
0.79
2.38
0.95%
(0.09%)
—
0.63
Dividend per sh$
0.71
0.66
0.70
0.75
0.78
0.78
0.79
0.76
0.83
0.91
1.64
2.94%
2.68%
—
2.26
Div yield (avg)%
10.43
7.57
8.72
8.51
6.25
6.79
3.98
4.26
1.59
0.98
16.07
3.98
6.52
36
12.02
Payout ratio%
13.65
12.96
9.98
9.52
9.75
8.97
8.09
5.57
5.24
7.22
10.71
7.22
9.25
22
6.345
Shares (diluted)M
6.065
5.655
5.789
5.996
6.408
5.884
5.440
5.016
4.890
4.334
6.606
(7.53%)
(3.59%)
72
10.43
Buyback yield%
14.74
16.92
18.14
17.20
19.25
19.55
17.21
17.96
15.68
13.17
4.89
17.21
17.21
85
69.47
Eq/Assets%
51.20
54.84
49.17
50.98
45.68
42.74
40.18
35.16
38.13
40.77
137.07
40.18
44.21
61
28.23
Assets$M
14.08
15.47
16.30
17.45
18.81
20.18
22.07
23.18
25.39
27.90
2.854
8.21%
7.91%
50
36.37
LT debt$M
5.235
4.980
5.365
5.937
6.469
6.169
5.447
5.022
5.368
5.038
19.82
(4.88%)
(0.84%)
72
Total assets
$27.90M
7.91%
1.11×
Revenue
$37.73M
6.76%
1.00×
Non-interest expense
$19.74M
7.12%
1.03×
Net interest income
75.19%
Non-interest income
24.81%
Return on capital
109.98%