184.0
Revenue$M
188.0
190.5
192.1
197.1
197.4
202.3
210.9
212.3
215.3
216.0
204.3
1.82%
1.69%
31
26.93
Revenue growth%
16.50
17.69
19.95
19.07
16.36
16.94
15.51
12.93
15.34
14.09
25.68
15.34
16.43
54
13.11
NIM%
1.60
0.40
0.40
0.89
1.69
0.62
2.18
2.05
0.40
0.40
18.49
0.62
0.75
54
12.49
Effic. R.%
17.18
16.98
19.25
20.25
20.39
21.28
22.91
21.07
19.21
17.60
5.91
21.07
19.75
68
5.43
Net margin%
14.10
12.36
9.49
10.84
11.34
9.50
10.18
7.40
6.42
8.15
10.49
8.15
9.84
63
28.69
P/E ratio (avg)x
11.08
11.74
11.11
12.50
14.30
15.37
17.71
17.98
17.12
16.12
21.07
17.12
14.83
62
16.59
P/TBVx
41.80
48.27
54.68
54.86
55.07
53.26
55.29
63.21
70.14
69.41
32.39
63.21
54.97
46
21.85
P/Bx
23.03
25.20
28.71
26.86
29.50
27.58
26.99
26.46
30.28
30.54
24.48
27.58
27.29
73
222.3
NII$M
142.8
144.9
144.8
150.8
149.4
154.5
157.5
162.4
161.8
163.7
157.9
1.84%
1.83%
—
8.23
NII grth%
1.14
3.67
1.83
1.37
1.37
0.40
1.56
0.40
0.40
0.40
15.11
0.40
1.26
58
28.43
ROTE%
25.44
26.29
25.53
28.40
29.62
26.69
26.02
26.34
27.13
28.48
27.50
26.69
26.51
33
29.72
Return on equity%
27.79
25.93
26.08
25.92
26.67
26.96
28.91
26.58
27.39
28.50
28.36
27.39
26.82
34
10.74
Return on assets%
16.89
13.90
15.57
12.67
12.90
11.84
12.76
13.53
11.95
12.08
9.55
12.08
12.83
55
4.43
EPS$
2.27
2.19
1.95
1.73
1.79
1.59
1.59
1.44
1.45
1.34
4.62
(5.61%)
(6.58%)
—
12.64
EPS growth%
15.20
13.14
13.53
11.31
8.50
9.34
10.06
11.69
10.70
12.20
5.79
10.70
11.50
10
2.24
Bookvalue per sh$
5.64
5.77
6.26
6.31
7.18
7.53
8.70
9.63
10.07
11.48
1.07
9.83%
8.31%
—
2.72
TBV/sh$
5.09
5.18
5.44
6.15
6.65
6.45
6.50
6.88
7.61
7.58
1.10
2.66%
5.76%
—
1.04
Dividend per sh$
1.20
1.28
1.17
1.22
1.25
1.19
1.15
1.03
1.07
1.15
1.11
(1.57%)
(1.26%)
—
20.62
Div yield (avg)%
7.89
5.68
6.68
3.68
1.31
0.40
0.40
0.40
2.27
0.45
23.87
0.40
1.79
36
11.79
Payout ratio%
3.43
4.41
5.68
3.65
3.22
5.55
5.44
5.48
4.77
3.29
9.66
5.44
4.59
89
17.51
Shares (diluted)M
31.15
32.59
34.30
38.23
45.85
54.23
59.45
67.72
67.56
75.90
17.36
10.60%
11.25%
29
16.60
Buyback yield%
7.91
7.73
7.65
7.70
10.23
11.83
12.56
11.83
8.99
6.23
2.87
11.83
8.45
55
154.70
Eq/Assets%
61.66
67.10
74.33
79.84
78.08
78.58
87.26
87.26
83.71
82.50
102.60
83.71
79.21
89
0.064
Assets$B
0.649
0.703
0.779
0.820
0.911
1.005
1.086
1.155
1.238
1.390
0.249
8.82%
8.58%
85
14.65
LT debt$M
194.1
173.9
174.0
166.3
171.1
172.5
170.6
171.8
186.5
189.9
201.2
2.10%
0.16%
8
Total assets
$1.390B
8.58%
1.92×
Revenue
$216.0M
1.69%
1.00×
Non-interest expense
$126.7M
1.49%
0.98×
Net interest income
75.79%
Non-interest income
24.21%