6.272
Revenue$B
4.288
4.627
5.054
5.287
5.530
5.971
6.276
6.843
7.359
7.794
6.702
7.11%
6.67%
24
22.12
Revenue growth%
3.12
3.84
3.85
2.25
1.05
3.57
5.06
2.10
3.21
1.36
19.18
3.21
3.16
65
13.61
NIM%
2.67
0.78
0.40
3.02
4.91
3.16
4.80
3.89
3.72
4.59
14.98
3.89
3.44
83
14.59
Effic. R.%
2.71
0.67
0.49
2.84
3.62
5.78
6.28
6.62
5.63
6.45
22.65
6.28
4.63
85
5.47
Net margin%
20.48
19.18
16.20
17.98
17.96
20.77
18.55
18.73
20.26
21.42
2.76
20.26
18.96
25
30.22
P/E ratio (avg)x
28.35
26.33
24.10
27.05
24.29
23.26
25.30
25.07
26.07
27.43
37.97
25.30
25.69
94
29.00
P/TBVx
11.42
11.46
11.63
11.56
12.86
13.85
15.84
15.75
16.53
15.81
12.31
15.81
13.35
88
12.72
P/Bx
27.97
28.84
32.10
35.55
36.22
32.50
35.47
39.13
38.42
38.91
14.07
38.42
35.51
67
4.468
NII$B
3.203
3.500
3.786
4.004
4.098
4.463
4.676
5.064
5.545
5.791
2.947
7.16%
6.45%
—
19.62
NII grth%
16.00
14.61
13.62
12.70
14.93
13.18
14.35
12.94
12.23
14.49
18.78
13.18
13.99
56
5.31
ROTE%
2.83
1.68
4.00
5.59
6.21
3.25
5.42
6.63
8.96
8.68
3.62
6.63
5.51
58
2.14
Return on equity%
20.63
21.96
21.78
21.37
21.13
23.48
25.72
25.58
24.04
22.38
5.26
24.04
22.17
73
2.69
Return on assets%
20.56
19.48
17.24
19.98
17.14
18.04
18.35
20.54
21.49
22.19
12.97
20.54
19.73
17
22.92
EPS$
10.12
9.79
9.90
10.59
10.89
10.09
9.51
10.18
9.59
9.62
24.53
(2.45%)
(1.68%)
—
5.87
EPS growth%
30.10
31.95
30.80
30.48
32.42
29.65
29.05
27.87
27.37
28.49
17.62
28.49
29.88
23
20.02
Bookvalue per sh$
10.24
11.30
12.90
14.36
16.16
17.50
18.83
18.13
19.48
22.81
13.11
7.14%
8.96%
—
8.17
TBV/sh$
22.77
21.93
20.88
21.30
21.48
20.35
20.51
20.12
18.87
17.75
29.99
(3.74%)
(2.51%)
—
17.26
Dividend per sh$
13.40
14.73
13.84
16.12
17.60
18.49
19.78
21.83
22.92
25.71
20.82
7.88%
8.29%
—
2.41
Div yield (avg)%
32.14
30.81
32.86
34.56
33.49
35.18
37.65
39.52
37.75
39.86
5.12
37.75
34.87
20
7.62
Payout ratio%
16.82
19.52
21.81
19.27
16.65
16.01
13.72
15.58
16.84
15.45
9.46
15.58
16.74
62
137.3
Shares (diluted)M
123.2
121.7
108.4
101.5
88.57
83.65
74.99
79.36
86.34
83.70
137.7
(1.13%)
(3.19%)
80
28.17
Buyback yield%
30.35
29.62
32.54
33.93
33.77
31.36
28.98
27.39
28.27
31.01
18.83
28.98
30.68
32
44.25
Eq/Assets%
128.33
140.20
123.57
125.05
137.52
148.73
132.27
121.28
114.12
122.68
62.81
122.68
126.69
80
2.683
Assets$B
16.47
18.61
20.20
22.18
23.22
25.44
27.83
30.56
34.51
37.41
8.369
10.01%
9.24%
51
5.722
LT debt$B
4.089
4.677
5.072
5.153
5.813
6.338
6.646
7.439
7.084
7.390
6.743
4.92%
6.83%
35
Total assets
$37.41B
9.24%
1.27×
Revenue
$7.794B
6.67%
1.00×
Non-interest expense
$4.123B
6.86%
1.02×
Net interest income
74.30%
Non-interest income
25.70%