18.69
Revenue$M
33.01
33.95
35.02
35.59
35.21
34.60
34.80
34.30
35.35
35.34
19.27
0.08%
0.75%
32
11.94
Revenue growth%
13.23
12.72
15.59
17.70
15.86
13.85
13.52
14.40
13.61
10.88
18.29
13.61
13.73
7
8.97
NIM%
18.90
18.37
20.19
19.54
22.10
20.90
18.64
21.26
22.40
23.65
2.71
21.26
20.55
80
5.37
Effic. R.%
11.74
12.06
13.25
11.32
11.15
9.38
6.72
8.28
7.84
9.41
21.62
8.28
10.28
40
17.63
Net margin%
17.82
18.85
18.82
17.37
16.99
14.30
12.89
10.55
9.34
8.73
15.92
10.55
15.64
27
35.26
P/E ratio (avg)x
42.96
45.89
51.19
60.83
69.76
82.30
91.54
101.2
121.1
132.4
36.74
101.2
76.03
75
7.024
P/TBVx
16.11
14.16
13.93
13.14
11.88
11.25
12.27
11.94
12.31
11.86
35.29
11.94
12.29
87
20.94
P/Bx
22.81
25.58
26.40
25.43
28.93
32.06
33.17
32.61
35.14
38.15
14.51
33.17
30.50
63
24.63
NII$M
26.33
26.74
27.55
28.39
27.67
27.80
27.91
27.43
28.23
27.76
17.60
0.07%
0.55%
—
20.64
NII grth%
4.13
6.08
6.88
7.39
5.93
8.62
9.53
12.20
14.29
13.00
4.54
12.20
8.01
79
21.54
ROTE%
22.73
23.22
22.29
20.41
21.41
21.77
19.08
18.28
17.74
16.94
25.13
18.28
20.91
71
26.19
Return on equity%
14.10
16.55
18.59
20.00
21.17
20.94
22.34
19.63
21.09
20.51
12.10
20.94
20.26
94
29.94
Return on assets%
11.98
9.53
9.56
11.49
8.98
11.95
9.83
11.62
12.24
14.38
23.68
11.95
11.55
56
1.47
EPS$
2.29
2.74
2.99
3.11
3.07
3.64
4.37
4.65
5.45
6.35
1.58
15.66%
10.40%
—
22.52
EPS growth%
11.39
10.00
9.31
11.81
13.93
13.14
12.25
14.83
17.48
15.01
9.45
14.83
12.69
32
2.40
Bookvalue per sh$
4.30
4.29
4.30
4.46
5.31
6.42
6.62
7.89
9.18
9.43
1.51
12.15%
8.74%
—
2.33
TBV/sh$
4.30
4.40
4.87
4.33
4.58
4.86
5.10
4.67
4.33
4.44
0.99
(0.61%)
(0.84%)
—
2.10
Dividend per sh$
3.55
3.71
3.86
3.63
3.85
4.10
3.85
3.90
3.52
3.34
3.26
(2.83%)
(0.15%)
—
5.08
Div yield (avg)%
28.39
28.60
26.35
25.66
24.01
26.25
27.78
28.40
29.26
29.13
5.90
28.40
28.09
53
23.29
Payout ratio%
12.84
10.09
10.59
8.94
11.31
11.09
9.41
7.54
9.61
7.64
19.81
9.41
9.85
35
3.514
Shares (diluted)M
5.334
5.250
5.755
6.394
6.651
7.416
8.420
9.345
10.59
12.08
3.494
12.68%
10.11%
68
5.10
Buyback yield%
30.84
31.81
34.00
32.95
34.95
35.36
32.48
29.96
32.77
31.13
2.16
32.48
32.63
60
72.89
Eq/Assets%
101.85
110.12
113.34
118.40
112.86
122.71
118.33
113.03
103.65
110.57
86.02
113.03
112.94
61
11.30
Assets$M
95.89
100.0
106.4
117.0
128.0
132.4
140.3
155.7
169.3
181.2
25.58
7.20%
7.40%
37
17.32
LT debt$M
29.45
26.58
23.97
24.17
21.58
21.55
21.61
21.66
23.24
20.78
23.08
(0.75%)
(4.60%)
81
Total assets
$181.2M
7.40%
1.89×
Revenue
$35.34M
0.75%
1.00×
Non-interest expense
$19.69M
0.53%
0.98×
Net interest income
78.56%
Non-interest income
21.44%