857.2
RevenueKD M
737.5
738.1
748.9
745.1
752.6
764.7
782.8
786.7
785.6
801.8
909.0
1.27%
0.80%
26
28.44
Revenue growth%
20.33
22.56
20.74
21.02
19.15
16.50
13.77
11.95
11.83
13.53
11.00
13.53
17.82
67
5.15
NIM%
29.62
28.08
25.37
26.59
29.40
31.86
29.27
29.20
29.81
32.76
5.08
29.81
29.33
91
11.99
Effic. R.%
21.68
24.07
24.86
26.98
26.49
28.02
28.62
31.17
29.06
29.51
17.08
29.06
27.50
85
13.73
Net margin%
19.30
16.91
16.19
15.31
14.91
16.82
15.80
15.19
17.68
17.10
19.22
16.82
16.50
21
25.23
P/E ratio (avg)x
5.625
5.555
6.218
6.892
7.447
7.996
7.653
8.597
9.511
10.11
15.70
8.597
7.550
43
16.37
P/TBVx
22.84
24.22
22.49
23.32
22.69
25.70
23.55
24.46
23.34
23.13
14.99
23.55
23.33
59
15.95
P/Bx
19.19
20.12
23.54
27.49
28.79
29.42
32.91
32.07
37.32
40.85
26.07
32.91
29.11
54
129.7
NIIKD M
475.4
479.7
477.5
486.2
489.5
490.0
498.8
506.7
504.8
512.4
346.6
0.92%
0.62%
—
10.93
NII grth%
33.68
32.28
31.84
34.46
37.15
36.08
37.26
39.21
39.54
40.13
25.66
39.21
36.62
46
9.91
ROTE%
29.13
30.05
30.52
28.84
26.85
28.32
26.77
28.99
28.92
28.72
16.69
28.72
28.88
36
24.45
Return on equity%
8.30
11.27
8.81
10.26
11.87
12.83
13.67
12.30
9.42
11.33
7.49
12.30
11.30
65
18.33
Return on assets%
3.18
2.18
3.52
2.99
2.55
0.40
2.11
3.43
5.50
5.41
29.00
3.43
3.08
36
0.03
EPSKD
0.15
0.17
0.18
0.18
0.20
0.24
0.26
0.27
0.25
0.27
0.03
6.10%
7.46%
—
16.84
EPS growth%
2.23
4.32
4.87
6.35
4.61
5.78
6.00
4.84
2.73
2.48
19.41
4.84
4.72
16
0.03
Bookvalue per shKD
0.13
0.13
0.13
0.15
0.18
0.21
0.22
0.21
0.21
0.21
0.04
3.13%
5.24%
—
0.07
TBV/shKD
0.07
0.07
0.07
0.08
0.08
0.09
0.10
0.11
0.12
0.11
0.06
6.42%
6.61%
—
0.07
Dividend per shKD
0.05
0.05
0.05
0.05
0.06
0.06
0.05
0.06
0.05
0.06
0.02
0.38%
2.64%
—
19.07
Div yield (avg)%
26.68
26.62
25.84
26.87
26.28
25.92
28.88
25.90
23.62
25.09
24.32
25.90
26.10
32
14.49
Payout ratio%
23.98
26.91
25.96
27.66
25.32
23.17
20.43
20.99
22.33
20.79
25.71
20.99
23.58
52
4.679
Shares (diluted)B
4.057
4.445
4.616
4.346
4.122
3.902
3.707
3.350
3.723
3.918
4.733
(1.01%)
0.23%
81
15.06
Buyback yield%
8.58
10.52
9.63
8.21
10.39
10.00
8.03
7.04
6.99
4.32
7.36
7.04
8.40
75
158.51
Eq/Assets%
82.52
80.31
88.90
93.14
108.42
116.95
135.31
148.31
167.21
163.92
127.17
148.31
112.69
50
0.943
AssetsKD B
3.131
3.320
3.621
3.817
4.052
4.499
4.748
5.141
5.702
6.136
1.002
8.65%
7.63%
73
0.590
LT debtKD B
1.076
1.172
1.275
1.300
1.240
1.365
1.551
1.721
1.724
1.944
0.452
9.42%
7.50%
42
Non-interest expense
0.85%
1.00×
Net interest income
63.90%
Non-interest income
36.10%