158.9
RevenueKD M
252.3
261.4
266.8
277.8
284.0
292.5
305.6
323.2
336.3
358.8
173.3
4.78%
4.17%
76
15.48
Revenue growth%
1.63
0.42
1.47
3.93
6.05
6.83
8.98
7.89
10.50
10.97
2.49
8.98
6.44
55
5.09
NIM%
16.26
17.28
18.06
20.31
19.11
17.90
17.36
20.28
19.85
20.37
25.95
19.85
18.59
78
7.17
Effic. R.%
17.60
16.75
18.38
18.70
21.02
23.52
21.02
20.71
21.56
20.75
15.75
21.02
20.73
53
12.68
Net margin%
17.74
16.40
18.87
19.89
21.81
20.62
19.40
22.04
19.07
20.95
18.28
20.62
19.64
15
20.21
P/E ratio (avg)x
21.42
21.89
25.15
28.76
27.05
28.36
29.21
28.77
26.66
31.06
30.86
28.77
27.71
59
21.48
P/TBVx
18.90
19.32
22.72
23.48
23.19
25.03
24.96
24.34
24.84
28.41
18.20
24.96
23.91
37
8.249
P/Bx
7.388
6.708
6.834
7.205
6.966
6.872
7.433
6.825
6.236
5.667
8.753
6.825
6.853
53
98.51
NIIKD M
177.4
185.2
189.1
193.2
197.6
202.9
213.9
228.6
237.4
252.2
175.5
5.00%
4.34%
—
13.37
NII grth%
18.34
18.31
16.90
16.10
13.30
14.73
12.74
13.46
11.38
11.35
17.17
12.74
14.09
13
16.40
ROTE%
7.10
5.68
5.28
5.83
5.40
5.16
5.04
5.27
6.07
5.96
18.19
5.27
5.54
61
20.73
Return on equity%
18.26
20.93
22.00
19.49
20.01
17.84
15.02
17.07
18.05
18.19
6.30
17.84
18.22
36
26.73
Return on assets%
21.17
18.48
18.66
19.59
16.66
14.42
15.77
15.93
14.02
14.28
20.43
14.42
16.30
25
0.04
EPSKD
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.04
(0.34%)
1.69%
—
11.56
EPS growth%
15.81
15.02
15.32
18.29
19.08
18.29
17.62
15.71
17.68
19.50
28.42
17.68
17.65
37
0.02
Bookvalue per shKD
0.02
0.02
0.02
0.02
0.02
0.03
0.03
0.02
0.02
0.03
0.02
3.97%
0.91%
—
0.03
TBV/shKD
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
0.02
(0.87%)
1.07%
—
0.03
Dividend per shKD
0.01
0.02
0.02
0.02
0.01
0.02
0.01
0.01
0.01
0.01
0.03
(5.76%)
(2.59%)
—
5.32
Div yield (avg)%
17.90
18.95
16.60
17.79
17.10
20.00
17.77
15.55
15.49
14.56
4.51
15.55
17.43
22
20.85
Payout ratio%
26.68
27.96
29.90
29.71
31.36
29.82
29.85
32.68
30.48
27.78
2.15
29.85
29.83
83
2.693
Shares (diluted)B
3.846
3.884
3.632
3.952
4.439
4.231
4.553
5.124
4.889
5.136
2.701
2.96%
4.43%
67
5.79
Buyback yield%
15.83
18.78
16.75
17.50
17.33
19.82
19.57
19.54
17.48
18.07
29.58
19.54
17.78
6
30.67
Eq/Assets%
66.91
78.11
90.55
98.82
110.96
132.87
134.63
157.91
165.30
182.22
175.55
157.91
121.91
43
148.9
AssetsKD M
235.8
248.8
267.1
294.8
318.4
336.0
364.6
395.2
415.8
452.3
299.4
7.28%
7.48%
42
199.5
LT debtKD M
186.9
209.3
223.6
243.9
284.2
331.6
328.2
380.8
413.7
475.7
207.9
10.85%
9.72%
22
Non-interest expense
4.15%
1.00×
Net interest income
70.31%
Non-interest income
29.69%