419.3
RevenueRp B
215.0
227.1
237.6
249.4
271.6
284.9
298.3
321.9
345.8
372.4
444.9
6.51%
6.54%
17
27.23
Revenue growth%
16.93
15.46
12.54
9.97
9.07
6.70
8.19
5.23
6.18
5.01
26.16
6.18
8.63
19
27.77
Combined R.%
86.22
86.90
85.87
85.08
85.07
84.98
87.04
84.97
85.39
87.26
15.48
85.39
85.63
74
6.45
Operating margin%
14.36
12.39
13.88
11.79
11.17
9.42
11.22
11.19
11.32
10.31
10.28
11.19
11.27
21
24.18
Net margin%
9.22
11.20
8.57
9.34
7.29
6.37
8.38
9.05
6.92
4.98
18.39
6.92
8.47
73
21.84
P/E ratio (avg)x
27.86
31.26
29.58
29.19
27.13
30.90
34.07
33.84
36.70
35.82
36.56
34.07
31.08
49
30.58
P/TBVx
42.50
40.69
42.82
43.16
43.20
40.97
39.21
41.57
41.79
39.77
12.80
40.97
41.68
38
26.31
P/Bx
33.43
38.94
42.50
45.91
48.51
53.29
55.86
53.22
53.62
55.72
8.733
53.62
50.87
18
17.54
Prem. grth%
12.22
10.37
11.63
12.72
9.79
12.75
15.51
16.31
17.32
18.43
26.89
16.31
12.74
17
13.99
Invest. yld%
24.14
21.23
23.29
22.37
25.00
23.45
24.61
26.26
27.43
30.26
4.13
26.26
24.38
19
9.08
BVPS grth%
18.72
20.91
23.80
25.39
25.04
26.25
28.61
25.83
24.18
22.05
12.55
25.83
24.61
47
23.53
Return on equity%
5.82
4.51
3.63
3.54
2.22
0.40
1.75
0.98
0.40
0.40
4.13
0.40
1.98
7
18.88
Return on assets%
20.67
17.96
16.82
15.87
16.62
17.18
15.47
17.82
15.49
14.02
11.88
15.49
16.72
14
42.01
EPSRp
20.52
21.05
24.93
26.79
31.38
36.42
42.37
46.52
44.73
45.41
45.39
7.68%
9.73%
—
3.19
EPS growth%
17.97
16.05
15.14
17.16
19.61
20.64
18.79
21.75
23.16
25.81
10.06
21.75
19.20
7
22.95
Bookvalue per shRp
35.34
39.27
39.40
36.87
40.42
38.21
36.82
38.51
37.20
34.41
23.00
(3.17%)
(0.37%)
—
12.79
TBV/shRp
25.82
26.38
23.71
24.03
23.72
21.41
19.46
19.26
19.76
20.39
38.50
(2.98%)
(3.25%)
—
19.43
Dividend per shRp
13.00
15.10
17.74
20.25
21.13
24.13
27.96
33.12
32.73
36.54
11.83
11.57%
10.61%
—
28.03
Div yield (avg)%
7.69
9.52
8.16
6.84
8.18
9.28
9.51
10.37
8.04
10.73
17.24
9.51
8.73
22
16.10
Payout ratio%
8.31
7.88
6.06
8.19
6.34
3.76
3.88
4.43
3.12
4.39
13.10
3.88
5.24
78
3.038
Shares (diluted)B
3.125
3.050
2.872
2.870
2.997
2.797
2.984
2.835
2.839
2.578
3.090
(2.97%)
(2.83%)
12
21.63
Buyback yield%
1.92
0.40
0.40
0.40
0.40
0.40
0.40
0.40
0.72
0.40
23.72
0.40
0.40
90
0.569
D/E ratiox
1.144
1.152
1.086
1.009
0.953
0.923
0.963
1.007
0.980
0.991
1.364
0.980
0.999
89
193.2
AssetsRp B
1,045
1,141
1,263
1,381
1,537
1,593
1,760
1,917
2,083
2,310
297.1
8.49%
9.53%
37
201.7
LT debtRp B
94.76
108.6
126.5
125.9
136.9
159.7
166.1
191.2
212.3
240.1
196.3
11.90%
10.01%
40
Claims and benefits
6.52%
1.00×