173.7
RevenueRp B
307.9
307.4
305.3
315.0
325.5
337.2
337.9
346.5
352.9
350.2
187.8
1.47%
1.22%
11
2.94
Revenue growth%
34.76
35.89
38.58
39.28
37.01
36.69
35.97
34.81
32.28
33.84
28.49
34.81
35.93
91
12.31
NIM%
30.87
28.14
26.91
27.57
26.91
29.15
27.09
26.97
25.62
23.34
17.16
26.97
27.03
90
25.97
Effic. R.%
6.02
3.22
2.03
1.84
2.79
1.87
2.36
2.91
2.77
1.37
29.29
2.36
2.57
29
26.93
Net margin%
13.22
11.04
10.25
9.91
7.31
7.11
8.95
9.98
10.69
12.51
13.94
9.98
10.12
89
29.06
P/E ratio (avg)x
6.739
5.890
5.304
5.039
5.078
4.688
5.104
4.604
4.091
3.790
28.10
4.604
5.058
80
9.794
P/TBVx
18.11
18.88
17.65
19.33
19.34
20.70
23.84
23.74
24.93
25.91
11.54
23.84
20.02
45
11.42
P/Bx
34.09
38.06
38.25
36.44
34.83
40.21
38.46
41.28
46.80
54.03
12.76
41.28
38.36
11
254.3
NIIRp B
189.5
188.9
184.7
193.8
202.4
208.1
207.3
211.6
212.7
216.4
32.34
1.34%
1.27%
—
24.81
NII grth%
13.86
13.55
12.46
10.66
10.86
10.90
8.73
6.62
4.80
4.61
5.92
6.62
10.76
45
27.15
ROTE%
12.27
13.33
11.75
10.81
11.04
13.82
13.75
15.81
16.23
14.19
21.03
14.19
13.54
33
11.92
Return on equity%
12.48
15.40
17.54
18.46
16.73
16.76
17.30
14.87
17.51
15.92
3.06
16.76
16.75
57
15.38
Return on assets%
18.29
16.63
19.45
19.24
20.89
22.36
23.92
22.11
21.26
24.13
18.26
22.36
21.08
27
1.04
EPSRp
1.43
1.38
1.20
1.30
1.13
1.19
1.22
1.32
1.42
1.30
1.15
2.83%
(1.78%)
—
14.79
EPS growth%
23.83
24.84
25.09
25.18
23.48
24.36
25.49
28.18
29.81
30.81
8.52
28.18
25.13
58
0.66
Bookvalue per shRp
2.52
2.72
2.98
2.86
2.76
2.80
2.67
2.92
3.30
3.24
2.55
3.26%
3.10%
—
2.28
TBV/shRp
2.10
2.44
2.54
2.62
3.05
3.53
4.14
3.92
4.14
4.05
2.03
5.83%
6.53%
—
2.68
Dividend per shRp
1.49
1.40
1.22
1.10
1.00
1.05
1.07
0.93
0.93
0.88
1.83
(2.42%)
(4.45%)
—
28.41
Div yield (avg)%
5.36
7.60
7.53
10.31
7.45
5.72
8.04
10.26
13.00
11.86
12.71
10.26
7.82
70
23.45
Payout ratio%
22.59
19.62
19.43
17.63
17.62
15.54
13.40
14.54
12.21
13.93
15.53
13.93
16.58
28
51.81
Shares (diluted)B
55.44
56.81
63.34
64.83
71.28
70.57
79.94
88.63
92.44
97.20
51.94
6.40%
6.41%
47
28.89
Buyback yield%
29.86
32.30
31.09
30.55
29.86
30.00
29.29
26.50
26.95
29.37
2.63
29.29
29.86
10
111.36
Eq/Assets%
121.94
129.64
140.58
142.02
156.60
179.60
184.93
201.46
195.70
205.70
144.12
195.70
168.10
79
30.68
AssetsRp B
271.0
297.8
326.4
340.4
355.0
397.3
434.2
461.8
485.1
544.0
149.0
8.91%
8.20%
38
111.3
LT debtRp B
208.0
201.8
199.9
197.0
199.2
220.6
226.7
231.6
259.7
285.3
114.1
7.45%
2.65%
37
Non-interest expense
1.25%
1.00×
Net interest income
61.78%
Non-interest income
38.22%