Lufax Holding

HK$3.62As of Sun 8 Nov 2026, 12:00 UTC

HKEX:6623Financials

Country Hong Kong

PE (Fwd) —

TSR 10Y CAGR —

Div yield —

ROE —

Credit Services

Beta (5Y) 0.72

PE TTM —

TSR TTM —

Mkt cap HK$5.671B

ROIC —

SE Grade™

—

Value

Quality

Moat

—

1Y Price

Reference

$3.76

4.00%

1558.36%

Price below Reference Value

FY22

FY23

FY24

FY25

Earnings per share¥

6.78

0.71

(2.77)

(1.21)

(49.32%)

(89.58%)

(492.76%)

56.38%

Revenue¥B

68.52

41.59

28.36

29.99

(2.32%)

(39.31%)

(31.79%)

5.75%

TTM

FYE 31 Dec CNY

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

29.99

Revenue¥B

—

70.15

68.52

41.59

28.36

29.99

28.20

(19.14%)

100

5.75

Revenue growth%

—

(2.32)

(39.31)

(31.79)

5.75

(5.97)

(17.05)

—

57.40

Gross margin%

—

87.17

79.43

69.30

56.97

57.40

57.16

69.30

33.55

Operating margin%

—

52.45

47.78

34.98

25.96

33.55

33.40

34.98

(6.99)

Net margin%

—

23.96

11.35

1.95

(13.65)

(6.99)

(7.39)

1.95

—

P/E ratio (avg)x

—

0.530

EV/EBITx

—

0.566

—

FCF yield (avg)%

—

FCF margin%

—

FCF / Net incomex

—

ROIC%

—

Return on equity%

—

Return on assets%

—

(1.21)

EPS¥

—

12.36

6.78

0.71

(2.77)

(1.21)

(1.20)

(76.10%)

—

56.38

EPS growth%

—

(45.15)

(89.59)

(493.10)

56.38

0.68

(67.37)

—

Bookvalue per sh¥

—

FCF per share¥

—

Dividend per sh¥

—

4.32

3.03

0.55

—

(64.22%)

—

Div yield (avg)%

—

Payout ratio%

—

32.29

44.76

78.30

—

44.76

—

1.733

Shares (diluted)B

—

1.360

1.147

1.395

1.733

◌1.733

6.26%

(24.24)

Buyback yield%

—

15.62

0.02

(21.62)

(24.24)

◌—

(10.80)

—

D/E ratiox

—

5.332

Enterprise value¥B

—

5.332

—

LT debt¥M

—

Peers (US$809.6M)

Cap (US$)

SY Holdings Group…

916.3M

12.45x

Allied Group Limited

800.0M

8.055x

Yixin Group Limited

706.4M

3.603x

Propel Holdings Inc.

822.4M

14.42x

Capital

TTM

10Y

Leveragex

—

EBIT/Intx

2.615

2.479

Own earn%

—

Sh yield%

(24.24)

(10.80)

Owners

Insiders/Inst%

—

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

3/5

Revenue growth years

1/4

EPS growth years

1/4

Dividend streakyrs

Op margin range%

26–52

$1 testx

—

Incr. ROIC%

—

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People’s Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.

Growth vs revenue

Latest

Trend

4Y CAGR

Rel growth

Revenue

¥29.99B

(19.14%)

1.00×

Cost of revenue

¥12.78B

9.16%

3.32×

Operating expenses

¥7.155B

(26.38%)

0.69×

Revenue by region

No breakdown available

Reinvestment returns

n/m

Trend

Reinvestment rate

n/m

Return on capital

n/m

Spread over hurdle

n/m