Pohjanmaan Arvo Sijoitusosuuskunta

€79.07As of Sun 8 Nov 2026, 12:00 UTC

HEL:ARVOSKFinancials

Country Finland

PE (Fwd) 9.823

TSR 3Y CAGR 15.78%

Div yield —

ROE 5.74%

Asset Management

Beta (5Y) —

PE TTM 11.58

TSR TTM 20.34%

Mkt cap €64.40M

ROIC 3.14%

SE Grade™

—

Value

Quality

Moat

1Y Price

Reference

€85

7.01%

2.15%

Strong Buy 1|0|0|0|0

TTM

FYE 31 Dec EUR

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

26.97

Revenue€M

—

14.28

15.24

18.55

26.97

30.22

23.60%

—

45.44

Revenue growth%

—

6.71

21.68

45.44

12.04

21.68

—

17.03

Gross margin%

—

(10.46)

24.10

19.33

17.03

19.19

18.18

—

12.09

Operating margin%

—

(18.72)

13.61

13.30

12.09

14.11

12.69

—

20.62

Net margin%

—

19.35

9.35

15.83

20.62

20.00

17.59

—

11.58

P/E ratio (avg)x

—

34.11

14.31

9.758

10.66

14.31

—

22.55

EV/EBITx

—

27.42

18.87

—

18.07

23.14

—

(5.41)

FCF yield (avg)%

—

3.73

8.50

(6.42)

(5.42)

3.73

—

(12.93)

FCF margin%

—

(10.10)

11.88

19.25

(12.93)

(11.56)

0.89

—

(0.627)

FCF / Net incomex

—

(0.522)

1.271

1.216

(0.627)

(0.578)

0.347

—

3.14

ROIC%

—

(2.63)

2.02

2.41

3.14

3.81

2.22

—

5.74

Return on equity%

—

2.83

1.47

3.06

5.74

5.99

2.95

—

5.00

Return on assets%

—

2.53

1.31

2.75

5.00

5.11

2.64

—

6.83

EPS€

—

3.39

1.74

3.60

6.83

7.42

26.33%

—

89.44

EPS growth%

—

(48.60)

107.08

89.44

8.64

89.44

—

120.14

Bookvalue per sh€

—

119.51

116.80

117.80

120.14

127.55

0.17%

—

(4.28)

FCF per share€

—

(1.77)

2.21

4.38

(4.28)

(4.29)

98.07%

—

Dividend per sh€

—

3.93

5.11

3.99

—

0.73%

—

Div yield (avg)%

—

6.73

—

6.73

—

Payout ratio%

—

36.51

150.98

229.40

—

93.74

—

0.814

Shares (diluted)M

—

0.816

0.819

0.815

—

◌0.815

(0.07%)

—

Buyback yield%

—

(0.31)

0.51

—

0.118

D/E ratiox

—

0.102

0.126

0.104

0.118

0.121

0.111

—

73.50

Enterprise value€M

—

56.86

46.56

—

77.02

(18.11%)

—

11.56

LT debt€M

—

10.00

12.10

10.00

11.56

12.59

4.95%

—

Peers (US$72.12M)

Cap (US$)

Alexandria Group Oyj

150.3M

11.31x

Titanium Oyj

60.04M

11.74x

Springvest Oyj

50.97M

57.17x

Musharaka REIT Fund

71.87M

—

Capital

TTM

10Y

Leveragex

2.755

EBIT/Intx

8.740

4.224

Own earn%

—

Sh yield%

—

0.51

Owners

Insiders/Inst%

2.55

—

Short interest%

—

SBC / revenue%

—

Record

10Y

Profitable years

4/4

Revenue growth years

3/3

EPS growth years

2/3

Dividend streakyrs

Op margin range%

−19–14

$1 testx

—

Incr. ROIC%

—

Pohjanmaan Arvo Sijoitusosuuskunta provides fixed line telecommunication services. Pohjanmaan Arvo Sijoitusosuuskunta was incorporated in 1920 and is based in Ylivieska, Finland.

Growth vs revenue

Latest

Trend

3Y CAGR

Rel growth

Revenue

€26.97M

23.60%

1.00×

Cost of revenue

€22.38M

12.36%

0.75×

Operating expenses

€1.333M

4.15%

0.60×

Asset mix

Trend

Other

97.78%

Cash and investments

2.21%

Reinvestment returns

No breakdown available