3.069
RevenueE£B
16.62
17.23
17.99
18.65
19.24
19.71
20.79
21.05
21.86
22.03
3.415
2.74%
3.36%
88
22.03
Revenue growth%
5.30
5.28
2.78
2.87
0.40
0.40
1.15
0.40
2.57
2.43
27.78
1.15
2.50
10
27.71
NIM%
18.06
17.74
15.86
15.98
14.67
14.82
14.92
15.00
15.82
13.12
25.60
14.92
15.41
12
19.53
Effic. R.%
18.35
18.84
20.59
20.31
22.10
19.80
18.13
17.32
17.12
14.75
20.91
17.32
18.59
72
16.74
Net margin%
6.95
6.32
5.28
2.93
5.01
6.95
7.06
4.76
6.31
4.89
29.39
6.31
5.80
85
10.76
P/E ratio (avg)x
52.67
57.87
63.28
69.44
73.19
80.94
85.31
80.65
78.52
85.55
24.30
80.94
75.86
20
11.59
P/TBVx
21.54
22.80
26.06
26.66
28.90
29.23
29.83
31.98
33.22
32.24
24.73
31.98
29.07
91
29.90
P/Bx
25.46
24.26
22.99
26.94
30.79
35.60
39.50
43.59
48.03
53.66
11.63
43.59
33.20
41
5.592
NIIE£B
10.00
10.47
10.59
11.20
11.47
11.82
12.47
12.78
13.13
13.25
23.78
2.94%
3.51%
—
26.24
NII grth%
5.75
7.59
8.63
8.13
9.19
8.93
9.26
8.01
9.71
10.03
15.22
9.26
8.78
23
2.08
ROTE%
21.24
21.68
19.87
21.46
20.93
19.89
18.02
20.64
22.40
21.51
23.81
20.64
21.08
20
7.95
Return on equity%
1.75
0.40
0.69
1.03
0.40
1.99
1.63
3.69
2.31
2.17
3.55
2.17
1.69
72
4.51
Return on assets%
13.43
13.97
15.68
15.20
13.34
14.67
17.01
17.20
18.09
19.31
19.76
17.20
15.44
43
1.73
EPSE£
1.80
1.89
2.21
2.12
2.36
2.59
2.60
2.91
3.40
3.96
1.88
10.92%
7.57%
—
24.75
EPS growth%
17.44
14.68
12.52
9.55
10.56
9.90
7.26
6.41
3.63
4.76
14.75
6.41
9.73
71
2.75
Bookvalue per shE£
3.87
3.40
3.43
3.31
3.40
3.66
3.30
3.57
3.58
3.76
1.02
2.01%
(1.06%)
—
2.35
TBV/shE£
7.51
7.25
7.43
8.26
9.62
11.00
10.53
10.90
12.53
12.33
1.27
5.09%
6.14%
—
6.36
Dividend per shE£
3.55
3.41
3.14
3.13
3.15
3.18
3.27
3.22
3.11
2.74
5.02
(2.77%)
(3.51%)
—
6.78
Div yield (avg)%
12.65
15.30
14.33
12.97
10.30
9.35
9.37
11.93
9.17
7.05
29.37
9.35
11.12
71
14.12
Payout ratio%
23.21
21.20
23.05
20.85
23.78
22.98
22.09
19.60
22.20
24.06
26.64
22.20
22.59
56
2.196
Shares (diluted)B
1.544
1.591
1.639
1.540
1.523
1.396
1.209
1.308
1.410
1.385
2.131
(1.88%)
(1.25%)
26
8.45
Buyback yield%
17.57
16.49
14.10
11.59
13.67
10.75
11.00
12.37
10.49
12.49
21.35
11.00
12.43
51
107.46
Eq/Assets%
90.58
94.56
85.68
82.62
81.88
76.72
82.86
81.54
78.85
88.20
51.70
81.54
82.74
85
5.590
AssetsE£B
75.07
82.80
89.55
98.87
104.5
113.6
125.1
132.0
144.7
147.5
7.383
7.14%
7.94%
46
20.32
LT debtE£B
14.65
14.35
13.17
13.39
14.21
12.97
12.89
12.73
13.48
13.96
18.38
(0.35%)
(0.89%)
95
Total assets
E£147.5B
7.94%
1.54×
Revenue
E£22.03B
3.36%
1.00×
Non-interest expense
E£12.73B
3.22%
0.99×
Net interest income
60.17%
Non-interest income
39.83%