7.399
RevenueAED B
10.90
11.01
11.42
11.54
11.77
11.73
11.70
11.67
12.01
12.11
7.951
0.58%
1.18%
36
12.58
Revenue growth%
25.50
23.17
23.29
24.45
27.44
26.56
24.59
26.45
29.45
29.58
15.52
26.56
25.97
41
2.72
NIM%
3.52
2.22
0.40
3.04
0.96
2.79
0.66
1.99
0.88
0.40
8.25
0.88
1.48
56
6.12
Effic. R.%
8.93
6.06
7.20
7.94
7.51
6.87
4.18
5.05
6.57
8.87
8.44
6.57
7.03
26
5.37
Net margin%
16.19
16.75
14.93
12.08
14.34
16.33
18.67
20.27
17.29
16.06
20.19
17.29
16.26
86
20.81
P/E ratio (avg)x
4.125
4.055
4.501
4.208
3.941
4.326
4.758
4.964
5.324
5.828
36.67
4.964
4.413
86
9.653
P/TBVx
47.87
47.38
50.30
51.71
60.31
70.27
79.48
80.10
96.77
109.9
24.65
80.10
65.29
78
32.60
P/Bx
51.42
52.84
51.14
48.67
47.96
56.52
60.88
67.29
77.83
83.76
37.66
67.29
54.68
43
3.510
NIIAED B
6.438
6.644
6.777
6.845
7.083
6.868
7.062
6.839
7.132
7.270
3.683
0.52%
1.32%
—
17.63
NII grth%
6.67
4.02
2.40
4.83
6.63
5.71
8.44
10.64
13.29
15.71
10.97
10.64
6.65
92
10.20
ROTE%
10.27
9.86
7.52
5.36
3.14
5.91
5.78
6.63
4.43
4.75
25.85
5.78
5.84
16
15.21
Return on equity%
4.77
5.82
4.36
4.85
4.56
5.41
4.12
4.65
6.76
9.66
4.31
5.41
4.81
16
20.63
Return on assets%
18.76
20.18
20.99
22.41
21.05
19.55
17.04
14.75
16.32
15.77
10.19
16.32
19.16
23
0.67
EPSAED
0.26
0.30
0.29
0.28
0.28
0.27
0.28
0.26
0.24
0.27
0.73
(1.33%)
0.16%
—
27.88
EPS growth%
25.59
28.11
26.89
29.41
31.34
29.85
29.21
28.00
30.00
32.28
13.81
29.85
29.31
78
0.50
Bookvalue per shAED
1.58
1.82
1.99
1.92
2.18
2.47
2.55
2.99
3.51
3.53
0.72
10.10%
10.09%
—
0.29
TBV/shAED
0.87
0.86
0.82
0.81
0.83
0.75
0.72
0.69
0.71
0.61
0.48
(5.91%)
(3.24%)
—
0.61
Dividend per shAED
0.52
0.47
0.51
0.51
0.54
0.61
0.60
0.63
0.63
0.65
0.81
3.82%
1.67%
—
17.20
Div yield (avg)%
25.89
26.98
27.55
28.53
27.94
25.57
23.32
24.26
22.53
21.22
15.52
23.32
25.73
18
22.71
Payout ratio%
8.86
11.70
8.77
6.42
8.16
10.21
7.60
6.83
8.87
7.05
13.99
7.60
8.47
42
7.322
Shares (diluted)B
7.448
6.347
6.481
6.868
6.705
7.237
7.680
7.329
6.684
6.283
7.199
(1.29%)
(1.36%)
9
23.37
Buyback yield%
14.85
16.08
16.56
15.92
14.12
12.58
13.50
14.40
16.87
19.52
3.09
14.40
15.39
15
70.04
Eq/Assets%
315.68
368.56
387.74
408.09
469.93
505.28
536.82
564.34
643.26
632.17
169.57
564.34
487.61
11
0.670
AssetsAED B
24.73
27.70
29.35
32.78
34.90
39.47
42.40
45.62
51.40
54.89
5.245
9.48%
8.80%
43
2.996
LT debtAED B
6.557
6.738
7.089
6.350
6.671
5.958
5.676
5.866
6.058
5.220
1.680
(4.79%)
(2.53%)
48
Total assets
AED 54.89B
8.80%
2.07×
Revenue
AED 12.11B
1.18%
1.00×
Non-interest expense
AED 6.499B
1.03%
0.99×
Net interest income
60.03%
Non-interest income
39.97%